hi guys, me and my gf planning to get a house soon. i would like to ask lets say we are to get a 500-600k house together, how much saving should we have to be safe in case anything happen to one of us like suddenly got fired from work or something.

i have been asking few of my frens tht bought a million dollars house as well as my colleagues but they all said no need worry, just loan and buy with zero saving in their bank coz nowadays got full loan which i think its a very bad decision or way to buy a house