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RHB SMART ACCOUT
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jmas
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 Nov 23 2017, 01:59 PM
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QUOTE(xcxa23 @ Nov 23 2017, 09:53 AM) Get up to 2.75% per annum But nd every month top up at least rm500 for 13 month to get the 2.75% Why not? I'm using Interest credited yearly/monthly?? Can do withdrawal? If withdraw interest unchanged? I using OCBC smart savers, monthly RM1,000 saving then get 2.18%, interest credited monthly. But if withdraw on that month, drop to 0.5%. Using this account for travel fund btw. Getting at most Rm20/mth as interest. (can get more if save more) This post has been edited by jmas: Nov 23 2017, 01:59 PM |
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jmas
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Nov 23 2017, 03:00 PM
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QUOTE(xcxa23 @ Nov 23 2017, 02:52 PM) Yup... Was attracted to their 2.8% but suddenly dropped 1% Their cs some more ask why wanna close.. got 1.8% Then I was like, yo rhb 2.75% Rhb is step up interest calculate daily credit monthly.. Only by the end of 13 month u will get 2.75% if u top up rm500 monthly ERM.. full details I'm not sure cos my rhb acc is meant for saving.. so nvr withdrawal.. ohh, still locked like FD... I took OCBC because of their flexibility. Initial rate was 3.1%... so now dropped. Just checked their site, currently is 2.8% |
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jmas
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Nov 23 2017, 04:25 PM
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QUOTE(xcxa23 @ Nov 23 2017, 03:11 PM) seems like much better than rhb 2.8 and no nd any step up shit might opening soon.. so if there's withdrawal the rate will drop to 0.25%? Yup, if there is withdrawal for the month. eg, withdraw on 10-Nov, then rate for nov will be 0.25%. So I never save and withdraw on the same month. |
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jmas
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Nov 25 2017, 10:54 PM
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QUOTE(judehow @ Nov 23 2017, 05:07 PM) Meaning every month main 1k can? Or need every month add 1k? Every month add 1k to get max rate. Lower amount got lower rate. |
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