Refinance or transfer owner
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 Nov 22 2017, 05:20 PM, updated 9y ago
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#1
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Junior Member
154 posts Joined: Jan 2014 From: Kuala Lumpur  
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Need help.
My husband has a house under his name, loan also under his name. We need cash to settle debts so planning to refinance house under my name. Please advise what is the best solution for this. 1. Refinance house under my name. I currently have a joint loan with my dad, but house not under my name. 2. I buy the house from my husband as sub sale. Please advise which is best solution and cost effective. Thanks alot |
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Nov 22 2017, 08:45 PM
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#2
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Junior Member
154 posts Joined: Jan 2014 From: Kuala Lumpur
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QUOTE(hanhanhan @ Nov 22 2017, 06:40 PM) » Click to show Spoiler - click again to hide... « refinance ur husband's house under your name. stamp duty from husband to wife is RM10 only. then you take loan to refinance.  |
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Nov 23 2017, 06:36 PM
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#3
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Junior Member
154 posts Joined: Jan 2014 From: Kuala Lumpur
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QUOTE(lifebalance @ Nov 23 2017, 12:04 PM) Can refinance but if the refinance can be done under 1 name then it will be better Let me try. Thank you |
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Nov 28 2017, 07:33 PM
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#4
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Junior Member
154 posts Joined: Jan 2014 From: Kuala Lumpur
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Thanks for all your reply. Yes house loan haven't filly settled. Plan to go with second option. Once again thanks for all your feedback
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