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it has to involve the joint loan. the cost effective way would be refinancing,
1 - transfer the house to new owner
2.- the 'new owner' take a loan to refinance the house
Joint Property Transfer
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 Nov 22 2017, 12:52 PM
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#1
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Senior Member
1,203 posts Joined: Oct 2006 From: Kuala Lumpur  
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it has to involve the joint loan. the cost effective way would be refinancing, 1 - transfer the house to new owner 2.- the 'new owner' take a loan to refinance the house |
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Nov 22 2017, 06:34 PM
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#2
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Senior Member
1,203 posts Joined: Oct 2006 From: Kuala Lumpur
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» Click to show Spoiler - click again to hide... « can be done simultaneously but of course you will be billed for 2 transactions as they're considered 2 separate transactions. |
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Dec 20 2017, 01:26 PM
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#3
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Senior Member
1,203 posts Joined: Oct 2006 From: Kuala Lumpur
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» Click to show Spoiler - click again to hide... « if no SPA, then based on current market value which JPPH will do their own valuation when you submit for stamp duty payment. |
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