generally is either

1. upon payment of balance purchase price + late payment interest (if any) + apportion the outgoings/bills

or

2. both parties agree for an early handover (whether subject to rental or not is entirely depend on both parties)

I think what you mean is

1. bank already release redemption sum to settle owner's bank loan.

2. now lawyer is in the midst of doing the reassignment/discharge

3. now you have to pay interest to your bank based on the redemption sum.

usually it takes about 1month or so from date of redemption release to the date of full release of balance loan sum.

Any longer than 5 weeks then it's time to ask ur lawyer whats the delay and to make sure it's not the lawyer taking their own sweet time in advising the balance sum.

yes it's normal.