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> RM2800 a month salary car?

Harold2009
post Nov 11 2017, 09:01 PM

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QUOTE(HolyCowJuice @ Nov 11 2017, 08:47 PM)
monthly payment = 30% of monthly salary.

So monthly payment = RM840 x 9 years.

Can get RM85K car.
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Only stupid people use 30% of monthly salary to loan a car up 9 years, 10% of monthly salary to loan up 5 years consider so long already.
Glockers
post Nov 11 2017, 09:01 PM

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Beli je Iswara second hand.
fireballs
post Nov 11 2017, 09:02 PM

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2.8k is before deduct epf socso incometax... after deduct only left 2k
2k/3 = 700
assume monthly 300 for petrol, insurance, breakdown, accidents etc etc

max comitment =400 per month
max 9 years, the most expensive car you can afford = rm25k (axia manual)

This post has been edited by fireballs: Nov 11 2017, 09:05 PM
-Aktan-
post Nov 11 2017, 09:02 PM

2.6b dah masuk bro
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Axia
olman
post Nov 11 2017, 09:03 PM

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new myvi
heavenly91
post Nov 11 2017, 09:06 PM

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QUOTE(Lumiaaa @ Nov 11 2017, 08:24 PM)
RM2800 a month can get what car? 2018 Myvi best? Hnnnngzzz
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2.8k x 10 = 28k.

you can only buy Axia
TAN WENG
post Nov 11 2017, 09:06 PM

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QUOTE(Lumiaaa @ Nov 11 2017, 08:24 PM)
RM2800 a month can get what car? 2018 Myvi best? Hnnnngzzz
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Get axia lagi jimat road tax
daus89
post Nov 11 2017, 09:15 PM

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if fresh,go for axia
use extra money to invest
so that in next 5 years u can afford buy bigger car
dont repeat alot of other fresh grad stupid mistake
ikankering
post Nov 11 2017, 09:17 PM

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myvi G spec auto
iq_myst
post Nov 11 2017, 09:19 PM

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not more than 30% nett salary for not more than 5 years.

2800 - 12%(epf+socso+sport club etc) x 30%
= ~RM700

any car at around 35k to 40k should be ok
MIKE9795
post Nov 11 2017, 09:23 PM

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U r not qualified to have car at this salary range
jimanji
post Nov 11 2017, 09:26 PM

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my plan as fresh, save up for house first
but new mybi so dem tempting .. hopefully i can tahan and save up for house depo
ketupatlazat
post Nov 11 2017, 09:29 PM

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civic 9 year loan can lepas. onli 1.2k per month

you need to put some spice in your life a lil bit bro. Yolo mentality can bring you further faster forward compared to your peers. dont settle with safe choice in life. dont lead a boring life
SomaCruz89
post Nov 11 2017, 09:30 PM

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QUOTE(Glockers @ Nov 11 2017, 09:01 PM)
Beli je Iswara second hand.
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Driving since fresh grad until now.

Tgh tunggu enjin rosak baru tukar keter baru
sakuraboo
post Nov 11 2017, 09:30 PM

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If kl you better ex5 jer
vassilius
post Nov 11 2017, 09:34 PM

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Saga or myvi... Salary so low, dun think too much
xixo_12
post Nov 11 2017, 09:34 PM

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go get 2nd hand.. 5k car.. pay cash.. done..
dsecomp2
post Nov 11 2017, 09:41 PM

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myvi 1.5A new toyota vios engine
netmatrix
post Nov 11 2017, 09:42 PM

The machine... it sees everything.
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That pay buy latest myvi. No need to stress about high payments.
malibuchong
post Nov 11 2017, 09:45 PM

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no car no girl´╝îpretty car pretty girl.

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