my hubby n i was tf member for 5 yrs d......we signed up when it juz launched in hartamas....we actually quite like it... but when we dun hav time to attend we juz wasted our $$ n we know it's not refundable cos we hav 5 yr contract wif dem...but averagely we're juz paying rm60/mth including yoga(wif passport)... so i think it's worth it even we juz went thr twice a mth cos many other fitness charge at least rm100/mth..or yoga lesson 4 x a mth for rm100++....actually its up to u how u take it....i believe not only tf treat ppl like dis.....all de fitness/slimming/beauty saloon oso like tat....but my TF SA oredi told us we can't terminate unless we transfer oversea or got health prob....so is up to we all wanna take it or not...when everything confirmed n tats it....