Is true visa discontinue?
I went to branch they told me no longer offering it.

Effective rate is just 1%

8% Cash Rebate for Online, Grocery and Pharmacy categories subject to a minimum
Qualified Total Monthly Spend of Ringgit Malaysia One Thousand Five Hundred (RM1,500)
and above. The 8% on the 3 categories are capped at Ringgit Malaysia Fifteen (RM15) for
each category. Any subsequent spends Ringgit Malaysia Fifteen (RM15) cap is reached,
0.1% Cash Rebate will be rewarded for the remaining spending.

not for EACH CATEGORY? I thought effective rate should be 3%?

It is capped at RM15 each category. So it is possible to get a total of RM45 if spend at least RM187.50 on each category, provided total min spend is RM1500. It's quite achievable. Every month spend RM200 each on Grabpay, TNG and Lazada to get RM30x3 is quite nice. Somehow Lazada has been giving me RM60 rebate each month for the past two months, and this month get RM60+30. It seems like can get more than one time of RM30 per month from Lazada. Not too sure since there's no description for Lazada rebate.

So, it's still a very good card to have at the moment.

Yes, I still receive the cashback for each category for my last statement last month.