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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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kremlin
post Jan 22 2021, 10:57 PM

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Ambank is running a new campaign and you will get RM8 cashback for RM30 Grab top up every week (maximum 4 weeks = RM 8 x 4)

AmBank/AmBank Islamic “Feast At Home Campaign 2021”
Campaign Period: 22 January 2021 – 31 March 2021

TnC here >> https://www.ambank.com.my/ambank/SiteAssets...CampaignTnC.PDF
kremlin
post Jan 23 2021, 12:19 AM

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QUOTE(!@#$%^ @ Jan 23 2021, 12:12 AM)
grab or grabpay?
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If I am not wrong, it does not matter.
kremlin
post Jan 23 2021, 12:44 AM

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QUOTE(lovingforyou @ Jan 23 2021, 12:30 AM)
Is true visa eligible for the campaign?
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Yes

“Eligible Cardholders” means customers of the Bank who hold a Principal or Supplementary
AmBank Visa Credit Card / AmBank Islamic Visa Credit Card-i (“Eligible Card”) during the
Campaign Period
kremlin
post Jan 23 2021, 11:06 PM

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QUOTE(sonotme @ Jan 23 2021, 04:15 PM)
what about the RM68 cashback with RM688 minimum spend? Eligible if top up to grabpay?
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Should be if you top up RM688 in one of the campaign week.

Please take note of this T&C too.. don't buta-buta reload at 12am tongue.gif :-
The Eligible Cardholders who carry out the Eligible Transactions will receive the Cashback on a first-come, first-served basis, subject to availability, from 6.00 a.m. to 10.00 p.m. daily
kremlin
post Jan 16 2023, 11:44 PM

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Anyone tried Ambank 1 FOR 1 Exclusive Dining promo using Visa Infinite Card? Just want to check if it is applicable to buffet at Lemon Garden
kremlin
post Jan 17 2023, 04:19 PM

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QUOTE(Human Nature @ Jan 17 2023, 12:17 AM)
QUOTE(pepper_mint2 @ Jan 17 2023, 07:57 AM)
yes i have used it last year and its valid for the Lemon Garden buffet
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Thanks smile.gif
kremlin
post Feb 1 2023, 11:10 PM

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QUOTE(pwlow @ Feb 1 2023, 10:59 PM)
https://www.grab.com/my/grabpay-blog/ambank...0-off-grabfood/
May I know above promotion ended early ? I top up at 12am today but did not get any voucher
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I got it instantly. Reload at 12.00am. What time you reload?
kremlin
post Feb 2 2023, 08:18 PM

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QUOTE(pwlow @ Feb 2 2023, 01:51 AM)
12:00:30 Second
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Mine is 12:00:05

kremlin
post Mar 14 2023, 10:13 PM

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Can I check if the reload for grab every wednesday is only once a month for each cardholder, correct? This mean, if i got rm30 last week, i would get it for the rest of March?
kremlin
post Mar 14 2023, 10:24 PM

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QUOTE(Human Nature @ Mar 14 2023, 10:19 PM)
The promotion is limited to one (1) time redemption per cardholder each month.
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Got it, thanks! smile.gif
kremlin
post Aug 22 2024, 11:45 PM

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I am considering Enrich card and would like to know if it is true that you only need 20000 Enrich points to fly one way to Korea?

Is it worth it to pay annual fee? I think I can spend RM50000 per year

One last question, I read from Enrich site (Buy Point section) that 1 Enrich point is worth RM 0.055. If I do oversea spending of RM2000, does it mean that my "cashback" is 2000 x 0.055 if I use the points to pay for MAS airticket?
kremlin
post Aug 23 2024, 08:42 AM

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QUOTE(tan_aniki @ Aug 23 2024, 02:42 AM)
different day got different rate, you can search your flight and date to check on the points required
there are many cc that can earn way better points than this card plus the current point earning is only for the 1st 43mil points after that the rate is even lesser than HLB VI
if you want to worry free on annual fee can get HLB VI instead
if you spend a lot overseas can consider UOB Prvi Miles Elite
if you want to enter golden lounge actually enrich money got program to earn enrich gold status by just converting points into enrich money and straight they give 1 years plus till March 2026 for current campaign
we usually don't buy points unless u are desperate or miss some points to make full redemption on flight or hotels
the actual rate might be around 4c for flight and 3c for hotel, so dun waste money 5.5c to buy/transfer it
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Thank you so much for your "insight" .. I will look at the cards you mentioned smile.gif
kremlin
post Aug 23 2024, 08:45 PM

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QUOTE(fruitie @ Aug 23 2024, 05:41 PM)
I'm totally speechless by their service. I don't know what are they doing.
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I have issues with them as well. They refused to increase my credit limit and I am stuck at RM10k. UOB gave me 10x the credit limit.
Do you spend a lot oversea that is good enough to offset the annual fee for Ambank VI?
kremlin
post Aug 23 2024, 09:51 PM

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QUOTE(tan_aniki @ Aug 23 2024, 09:26 PM)
just skip it
i dun even bother to apply for it
the rate is not much attractive and only for 1st 43mil points after that even worse than HLB VI rate
golden lounge i can get enrich gold from enrich money
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The cap is only applicable to local spend?

I will explore Enrich money too smile.gif
kremlin
post Aug 24 2024, 12:56 PM

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QUOTE(leootan @ Aug 24 2024, 12:16 PM)
I pardon this🤣

My ambank CL is just merely half of my UOB’s. 🤷‍♂️
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You got a better deal than me LOL
kremlin
post Nov 27 2024, 10:17 AM

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For Ambank Enrich card, how soon I will get the Enrich Points in my Enrich account?
kremlin
post Jul 14 2025, 11:27 AM

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Is it possible to downgrade AM Visa Infinite to Platinum by just calling CS?
kremlin
post Jul 14 2025, 02:10 PM

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QUOTE(ericlaiys @ Jul 14 2025, 01:31 PM)
Nope. Need to reapply. However no harm call them to verify.
I knew this will happened, that why i prefer to apply platinum in the first place
bingo! Now level up to gold, no longer need to use credit card. That's the best part
Yes. Both is the right combo and must know how to utilize it.
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Thanks bro!
I spent a lot oversea from Nov till March this year, I think it is worth the hassle.
kremlin
post Jul 21 2025, 12:28 PM

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QUOTE(haru20 @ Jul 21 2025, 10:35 AM)
i have a question, once annual fee is charged to Enrich VI, cannot be cancelled? as in have to pay the annual fee only can cancel?
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If you didn't make any transaction after AF is charged, you can cancel the card and they will reverse the AF too.
kremlin
post Jul 23 2025, 11:35 AM

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I am getting AF waiver for Ambank Enrich VI coz spending more than RM100k. Is Ambank EVI still the best for Enrich coz I spend mostly on oversea?

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