Now that there isn't any Starbucks benefit with Ambank my usage for this card is as good as dead lol

Anyone actually still keeping their cards after they changed their lounge tnc?
I know there is no harm keeping them since no AF etc, but I don't like leaving my cards lying around at home serving no purpose. Heck if they suddenly change their tnc to include AF, I wouldn't even know until charged since I don't use the card nor do I check the statements anymore.

I thought the promo ended already? When I asked the staff last time he said that promo expired..

Ahh thanks. Prefer the old promo since I usually buy just 1 drink for myself

30k is still reasonably doable. Compared to M2Reserve, minimum 80k spend just to waive AF...

Ohh 60k is quite a bit harder to hit lol

30k? Sure. 60k probably not, though my total credit card expenses for the past 3+ years was nearly 300k I think.
My MBB points was nearly 1.2 million treat points, but too bad it wasn't with a Reserve card or I could have gotten 2 business class return tickets to Europe

I was using those 2 cards too, together with PBB VS.
Now I’ll only be using them for insurance, utilities and government expenses.
My priority is on points instead of CB for my main card now.

Just cancelled my Plat & VS card few days ago. Didn't even manage to make use of their free PPL the last few months before they put up the RM500 requirement...
Now that they also remove Plat access i couldn't be bothered to apply for their VI & WMC...

Will stick with my MBB VI & PBB VS for PPL access. Only sad part is PBB VS PPL access is only within Msia...

Krisflyer and AM N/A? Meaning no longer giving the option to redeem Kris & AM anymore for all the non priority cards??

This post has been edited by Lego Warfare: Feb 25 2025, 04:20 PM

Wow the KF depreciation for non Sig cards is insane...

HLBB is much better than AM Enrich now, ironic considering AM is the official MAS partner...
HLBB dining RM1 = 1 airmile
HLBB Travel & Retail RM4 = 1 airmile
HLBB Others RM6 = 1 airmile (This includes Insurance!)
No AF!! & 4x PPL per year

MAS frequently gives 10% flight discount, so that benefit is quite useless IMO
And if you only use your points to redeem Bus seats tickets 1-2 times per year, is the fast track useful?

Exactly, those benefits doesn't really help at all in earning miles faster which makes HLBB a better card overall IMO.

For frequent travellers mainly aiming for economy tickets sure, but for those only aiming for business seats, all those perks are already included in the tickets.
So the main difference btw HLBB & AM is if your focus is more on the extra benefits e.g. lounge, extra baggage, priority boarding, then go for AM. If your main priority is earning airmiles, then HLBB is better

For earning miles the HLBB seems better in every area, no point getting AM since the extra benefits doesn't apply to me
I'll cancel my Alliance VI if they won't waive the AF, but i'm actually thinking of getting MBB Krisflyer Amex Plat now. AF isn't as bad at RM300 per year for principal only, and their miles is still RM2.50 per mile which is the best rate now... Not to mention KF miles redemption value is actually better than Enrich, and their planes, food & servicing is so much more better than MAS...

Fortunately there are more merchants in malls that accepts Amex now, but Shopee & Lazada making the biggest difference since most stuffs could be gotten from there.
Definitely redeeming flights needs to be planned in advance. But the quality for SIA vs MAS is significant enough for me to make that extra effort


HLBB VI

Agree, SIA business class compared to MH is worlds apart. I'm glad EM can be used for SIA now although the points required is so much more compared to MH, but in terms of safety, quality and service I think it is worth it.
I just wish there was a Visa/MC that offers a better KF point conversion for local spending...

Yes, very limited routes. I hope they expand, I go to Aus more often than anywhere else
300k EM return business class to Europe. In comparison, 207k KF for saver / 246k KF for advantage.




https://enrich.malaysiaairlines.com/enrich/...e-airlines.html