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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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Alec.Yong
post Apr 2 2019, 10:58 AM

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QUOTE(majorarmstrong @ Apr 2 2019, 10:11 AM)
wwhat is this la?
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Card being cut into small pieces ..wink.gif
Alec.Yong
post Apr 12 2019, 10:06 AM

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Top up Boost with Bonuslink Visa, let's see does this consider as "online transaction" and reward with 10x Bonuslink points..smile.gif
Alec.Yong
post Apr 12 2019, 10:41 AM

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QUOTE(MGM @ Apr 12 2019, 10:28 AM)
And how much is 10x Bonuslink points worth in RM?
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2,850 points = RM25.00
5,700 points = RM50.00

smile.gif
Alec.Yong
post Apr 12 2019, 11:04 AM

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QUOTE(charlesj @ Apr 12 2019, 10:58 AM)
I think you need to indicate:
Spend RM10, get 30 points (for x10 category).
You need to spend RM1900 for 5700 points, equals to 2.63%

If not, those not familiar will think RM1 = 1 point; for x10 will be getting 10 points
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Yaya.., applicable to 10x points merchants only..

Alec.Yong
post Apr 12 2019, 11:22 AM

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QUOTE(ClarenceT @ Apr 12 2019, 11:12 AM)
10X limit to 3000 points per month, ie spend max RM1000/month.
If I am not wrong, you can swipe and redeem at the pump, 3000 Bonuslink points = RM30 Shell petrol.
So the reward rate is more or less same as True card.
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Too bad there is maximum of RM1000/month spending..
Alec.Yong
post Apr 12 2019, 12:35 PM

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QUOTE(jkngo2003 @ Apr 12 2019, 11:35 AM)
for boost, i try before. no 10x point. even shopee, i also didnt get 10x point. the cs tell me whatever reason that i cannot get 10x point for shopee.

now i have planned to cancel it.

now boost new mcc code with otp one is 4814. also cannot get 10x point.
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cry.gif cry.gif
Then I need to change my plan..

Thx for the information... rclxms.gif
Alec.Yong
post Apr 12 2019, 12:36 PM

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QUOTE(ClarenceT @ Apr 12 2019, 11:51 AM)
MBF credit cards were very popular, when MBF Finance was the largest finance and the largest credit card issuer in Malaysia before bank-finance mergers. Before 2000, cardholders must pay an Annual Fee to keep a credit card. You couldn't find a non-AF CC with good rebate.
MBF Cards survived independently but MBF Finance were merged into AmBank.
A decade later, MBF Holdings sold MBF Cards business to AmBank as Ambank wanted to boost up credit card operations.
the MBF credit cards are now known as "M" cards.
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Meaning the M card by Ambank is the ex-Mbf Cards? blink.gif

Alec.Yong
post Apr 12 2019, 12:46 PM

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QUOTE(ClarenceT @ Apr 12 2019, 12:41 PM)
Yes.
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Now I got it..

But just wonder why this card has the annual fee? Anything so special about the benefits? unsure.gif
Alec.Yong
post Apr 12 2019, 02:08 PM

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QUOTE(charlesj @ Apr 12 2019, 01:32 PM)
Wow, really a Sifu knowing all the history  notworthy.gif
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QUOTE(ClarenceT @ Apr 12 2019, 01:13 PM)
M cards are junk now. All the while MBf cards were expensive but MBf Card provided some good services especially phone-in service to pay utilities/phone bills etc. You called local MBf office (outstation calls and calls from mobile were expensive) and MBf would help you to settle the utilities bills etc (No Maybank2u, online banking & Cash-Deposit Machines/Kiosks, and only paper statements by mail). Then UOB started Payonline but charged RM1 (when I was still using dial-up Internet) per bill payment.

Ambank is yet to phase out the obsolete products.
Same to Maybank - Millennium/Classic card (annual fee RM60), Citibank - Clear (annual fee RM90). They were the best and cheapest (AF) credit cards when I first applied for a CC.
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icon_rolleyes.gif icon_rolleyes.gif

Today really learn a lot!

Just off topic, talking about Maybank Millennium card, i can recall its design was globe.. biggrin.gif

Suddenly miss those day where the card design was special design, ie, Worldcup, Olympics ....

Alec.Yong
post Apr 24 2019, 10:55 AM

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QUOTE(#Victor @ Apr 24 2019, 10:46 AM)
thanks for informing, just checked the BLP now for Shopee no more 10x, been getting 1x since Feb's transaction (after the name changed from Shopee Malaysia SINGAPORE SG or IPAY88-SHOPEE KUALA LUMPUR MY to Shopee Malaysia KUALA LUMPUR MY).
user posted image
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I think the card number better erase it for safety purpose... blink.gif

BTW, you are holding the Bonuslink Visa Gold? hmm.gif
Alec.Yong
post Jun 27 2019, 02:42 PM

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QUOTE(Jordy @ Jun 27 2019, 02:11 PM)
Ok, I have just called Ambank CS, she told me that the SST will only be charged 3 days after the card is activated, but to safe I still requested for cancellation of this Bonuslink card.
She checked the system and found out that the agent actually applied for THREE cards under my application, meaning that there would be one more card on its way to me!
I am shocked beyond words with what dirty tricks these agents could do to exploit this system. I better be extra careful in the future.

The 3rd card he applied for is CARz card, which I might activate and let my brother use for his petrol.
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No limit of card holding within the same bank for Ambank?
Alec.Yong
post Jun 27 2019, 03:01 PM

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QUOTE(fruitie @ Jun 27 2019, 02:58 PM)
Just FYI, AmBank is being notorious for not totally cancelling a card, it will appear in your CCRIS for years. It happened to me twice, so after cancellation, please monitor your CCRIS. I escalated to BNM for this issue.
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Sis, OT...

I found out the Diners Club Card, still exists in my CCRIS report.. blink.gif
Any idea how to remove it from CCRIS?
Alec.Yong
post Jun 27 2019, 03:04 PM

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QUOTE(fruitie @ Jun 27 2019, 03:02 PM)
Sorry not familiar with Diners Club, I supposed they have banks tied to them? Else contact Diners Club to assist.
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Diners Club already move out from Malaysia markets many years ago, no think their office still exist... rclxub.gif

Alec.Yong
post Jun 27 2019, 03:26 PM

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QUOTE(fruitie @ Jun 27 2019, 03:25 PM)
laugh.gif Then live with it until forever then. laugh.gif As a memory. laugh.gif
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The problem is, CCRIS is showing the CL of RM12,500... rclxub.gif
Alec.Yong
post Jul 11 2019, 08:38 AM

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Finally 1st local bank issue CUP credit card is here... rclxms.gif


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Alec.Yong
post Jul 11 2019, 09:05 AM

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QUOTE(avinlim @ Jul 11 2019, 09:02 AM)
» Click to show Spoiler - click again to hide... «


Seems like for business people only. All online spend not entitle rewards.
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But does it still earn the basic point of 1x? confused.gif
Alec.Yong
post Jul 11 2019, 09:36 AM

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QUOTE(mamamia @ Jul 11 2019, 09:30 AM)
The details on complimentary access to airport lounge is not clear.. the tnc didn’t include this new card also
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My guess is.., follow the existing rules of other ambank card for the access to PPL... biggrin.gif
Alec.Yong
post Jul 11 2019, 10:05 AM

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QUOTE(kaiserreich @ Jul 11 2019, 09:49 AM)
This could be very attractive if you visit China all the time need a credit card to use. Even some carrefour do not accept VISA/MC, not to mention AMEX.

Based on 5x Bonus points, it is RM2 = 1 KF/AM, which is a pretty good conversion considering the circumstances.

Reload your Alipay/Wechat via shopee at the best case during MU match winning days might be better. But on normal days, it is RM2.5 = 1 KF/AM.
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Not every merchant in china accept international CUP Card. Those small shop might only accept local issued CUP card, but not CUP card issued out of Mainland China.. blink.gif
Alec.Yong
post Jul 11 2019, 10:20 AM

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QUOTE(kaiserreich @ Jul 11 2019, 10:14 AM)
That's something that I did not know. doh.gif
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Just go try it when you are in those small makan shop or supermarket in the small kampung, then you can experience it.. biggrin.gif
Alec.Yong
post Jul 11 2019, 10:22 AM

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QUOTE(fruitie @ Jul 11 2019, 10:17 AM)
It is very common in China. I can't even swipe my cards when I was in Chengdu, Chongqing, Yunnan and Guangxi. laugh.gif
Well, to be fair those were Visa/MC. However, once they see it is not a local bank[SIZE=7], they will reject most of the time.
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Then just show them those cc issued overseas but still a China Bank card... rclxms.gif


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