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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C
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fruitie
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May 1 2019, 11:40 PM
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Rise and Shine
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QUOTE(ProxMatoR @ May 1 2019, 11:32 PM) OOT: but would like to know is the "swipe for friend" is available to any other credit cards? (subject to that card is available to enter that lounge) It is up to the lounge to give access right? not the card issuer right? that day my friend asked me about this, and I asked him to give a try with this am wmc... as I have yet to try it that way.... hahaha.... So far no issue in local PPL, tried in SG also OK. You must be present as you are the cardholder.
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fruitie
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May 1 2019, 11:52 PM
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Rise and Shine
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QUOTE(coolguy99 @ May 1 2019, 11:47 PM) Thanks kawan kawan sekalian. I am going for a trip soon with friends, gonna need to sign in two friends in as well. Plus you, you will need three cards from different banks.
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fruitie
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Jun 18 2019, 11:47 PM
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Rise and Shine
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QUOTE(xuanchew @ Jun 18 2019, 09:28 PM) Getting a True Visa for reloading BP monthly after SC JOP is going to scale down the CB. Is it a good move? Well, just enjoy while it lasts. Not sure when it will be revised.
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fruitie
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Jun 27 2019, 02:15 PM
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Rise and Shine
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QUOTE(Jordy @ Jun 27 2019, 02:11 PM) Ok, I have just called Ambank CS, she told me that the SST will only be charged 3 days after the card is activated, but to safe I still requested for cancellation of this Bonuslink card. She checked the system and found out that the agent actually applied for THREE cards under my application, meaning that there would be one more card on its way to me! I am shocked beyond words with what dirty tricks these agents could do to exploit this system. I better be extra careful in the future. The 3rd card he applied for is CARz card, which I might activate and let my brother use for his petrol. Do you know how CARz card works? In case, you don't, you can read it here: https://www.ambank.com.my/eng/cards/carzIf you pay full every month, you won't have good cash back only 2% and capped at RM 20. Only if you pay minimal or partial (which they can your interest) will give you more rebate.
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fruitie
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Jun 27 2019, 02:25 PM
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Rise and Shine
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QUOTE(Jordy @ Jun 27 2019, 02:21 PM) Oh my, I did not realise the stupidness of this T&C! Thank you for pointing it out to me fruitie. Guess I will have to call to cancel this CARz card as well when I receive it. First time this has happened to me, guess I have to be careful with these credit card agents in the future. The tips in this section is, if nobody is discussing an existing card means it is not a good worthy card to apply.
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fruitie
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Jun 27 2019, 02:58 PM
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Rise and Shine
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QUOTE(Jordy @ Jun 27 2019, 02:43 PM) As suggested by others, I have requested the CS to cancel the Bonuslink card, but she had to manually activate and block the card immediately in order to terminate the card (as it is still new). So in that case, I don't know if the agent will still receive his commission or not leh. Just FYI, AmBank is being notorious for not totally cancelling a card, it will appear in your CCRIS for years. It happened to me twice, so after cancellation, please monitor your CCRIS. I escalated to BNM for this issue.
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fruitie
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Jun 27 2019, 03:02 PM
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Rise and Shine
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QUOTE(Alec.Yong @ Jun 27 2019, 03:01 PM) Sis, OT... I found out the Diners Club Card, still exists in my CCRIS report.. Any idea how to remove it from CCRIS? Sorry not familiar with Diners Club, I supposed they have banks tied to them? Else contact Diners Club to assist.
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fruitie
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Jun 27 2019, 03:25 PM
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Rise and Shine
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QUOTE(Alec.Yong @ Jun 27 2019, 03:04 PM) Diners Club already move out from Malaysia markets many years ago, no think their office still exist...   Then live with it until forever then.  As a memory.
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fruitie
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Jun 28 2019, 10:50 AM
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Rise and Shine
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QUOTE(Jordy @ Jun 28 2019, 09:52 AM) I will definitely try to monitor CCRIS closely. I can also get CCRIS statement online like CTOS right? You will need to go to BNM for the first time registration as it requires fingerprint verification then you can login online and check anytime you like. QUOTE(lamode @ Jun 28 2019, 10:16 AM) called to cancel Am Signature WMC and VS about 2 weeks ago, didn't get any call from retention dept. officially no more cards with them now. Yeah, they don't retain customers.  I experienced the same too when I cancelled mine.
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fruitie
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Jul 1 2019, 11:09 PM
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Rise and Shine
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QUOTE(chemistry @ Jul 1 2019, 10:16 PM) What is so good about this True Visa ? I read through its T&Cfound that there are many exclusions for bill payment. Basically ALL UTILITIES / TELCO are not entitled for cashback. Even for online shopping its 3% cashback is so-so only, compared with Public Quantum Mastercard 5% (Cap RM30) [attachmentid=10274354] Well, anything that can give cash back to BigPay is a good card. This is a minimum requirement of being a good card these days.
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fruitie
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Jul 2 2019, 09:09 AM
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Rise and Shine
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QUOTE(celciuz @ Jul 2 2019, 08:49 AM) Oh hey! Same faces again here...  joining soon assuming approval no issue. They are pretty efficient... I filled up and submitted on Sunday, Monday 9am already called me for confirmation... and asking if TRUE visa only  I'm not applying la.  Unless they have attractive sign up gift which I think they don't.
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fruitie
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Jul 10 2019, 10:10 AM
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Rise and Shine
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AmBank is such a difficult bank to deal with. I have checked my CCRIS and confirmed no more AmBank cards parked under me, suddenly this morning I received a statement for my cancelled cards! Those cards were already cancelled more than two years ago!
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fruitie
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Jul 10 2019, 11:08 AM
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Rise and Shine
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QUOTE(charlesj @ Jul 10 2019, 11:00 AM) Showing you still own them money? Or just a final statement after you "officially" close the account? No amount owed, just 0.00. A final statement after more than two years? Wow. Anyway, will call them.
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fruitie
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Jul 10 2019, 01:53 PM
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Rise and Shine
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QUOTE(sj0217 @ Jul 10 2019, 12:03 PM) Or any balance of reward point with them ?? My AmBank Cards cancelled beginning of this year and so far no statement send to me and recorded has removed from CCRIS too I checked, yes 78 points but I supposed should be removed when I cancelled the cards long time ago. Yes, I didn't receive any statement all this while and suddenly popped up again. I already called CS and she said it is probably a system glitch. Well, I don't believe it but since nothing already in my CCRIS, I guess it should be fine.
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fruitie
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Jul 11 2019, 10:17 AM
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Rise and Shine
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QUOTE(kaiserreich @ Jul 11 2019, 10:14 AM) That's something that I did not know.  It is very common in China. I can't even swipe my cards when I was in Chengdu, Chongqing, Yunnan and Guangxi.  Well, to be fair those were Visa/MC. However, once they see it is not a local bank, they will reject most of the time.
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fruitie
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Jul 11 2019, 10:47 AM
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Rise and Shine
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QUOTE(kaiserreich @ Jul 11 2019, 10:45 AM) OT: Maybe should apply ICBC (malaysia) Unionpay card and ask them to give it a try. It will definitely confuse the hell out of them. If it works, then that means they that they are dumb and everyone else can get the Ambank UP card instead. I don't go to china often, so all of this is pretty moot. I used ICBC Union Pay (issued in Malaysia) in China, so far no issue. Mine was a debit card though. This post has been edited by fruitie: Jul 11 2019, 10:47 AM
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fruitie
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Sep 12 2019, 10:09 AM
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Rise and Shine
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QUOTE(sweetie_viking @ Sep 12 2019, 09:43 AM) anyone know where i can go to apply for ambank credit card this weekend? want to go apply for their card with the PPL access Which card for PPL access?
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fruitie
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Sep 12 2019, 11:19 AM
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Rise and Shine
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QUOTE(sweetie_viking @ Sep 12 2019, 11:06 AM) ambank world mastercard? if what i'm seeing on their website is correct? You do aware you need to spend at least RM 500 before/after every visit? If you just want to use it for local PPLs, then there are better cards for it. If overseas PPL, it depends where you want to go. For e.g. Changi, HKIA, can consider HSBC VS as well.
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fruitie
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Sep 12 2019, 11:31 AM
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Rise and Shine
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QUOTE(sweetie_viking @ Sep 12 2019, 11:27 AM)  oh dear, i'm so glad you told me. ok, thanks for that. i applied for hs but they gave me the wrong card even though the sales agent confirmed he ticked the right card on the form. after almost a month of calling in their call center, they told me i had to apply all over again. quite bad first impression so was looking for other options  For PPL details, you can refer to this thread: https://forum.lowyat.net/index.php?showtopic=4752447
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fruitie
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Sep 12 2019, 02:38 PM
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Rise and Shine
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QUOTE(Lawrencetn @ Sep 12 2019, 12:52 PM) Reload ewallet consider spend or not? Yes.
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