Accessing two on same day will result in charges for one of them.

My colleague already being charged. It comes two months later.

Best to use different cards if you have to avoid after travel hassles.

It’s stated there. Don’t see any valid argument.

😂

Pretty sure Ambank can check whether the single customer used it twice or not on the same day regardless of which card. Then tadaaa... the charges appear.



That is why the clamp down of single card from each issuer.

One can lie to the lounge or just present the card for entry as they cannot see whether you’ve used it for the day or not or gained entry elsewhere.

Hope there’s some generous soul willing to try out the grey area for the cost.

Wmc gives better exchange rate and no bank chargers.

VI will be charged bank charges for overseas transactions.

And having them means unlimited access on selected lounges * (once per day)

Other than that, nothing spectacular. Hilton partnership is no longer valid if not mistaken. Received some notifications about it but didn’t read in details. Maybe you can check out their website.

Yes. 1 X points for local spending.

5X for overseas.

Sst is chargeable per card issued by bank regardless of transaction. It is a tax imposed by government.

Every credit card from all financial institutions are chargeable.

U can only use either one for the lounge at one given time.

And that’s once entitlement per day. Unlimited for SPB, other 5 times only.

So yes. You can cancel either if they are not your main cards for usage. I cancelled VI as well due to this. But make sure you redeem the points first, otherwise forfeited.

Yes. Car points and amb point are referring to the same thing.

You got your answers here 😂

If only you called the same month before the next month’s statement is generated.

You may refuse to pay and let it leave a mark on cc record 😂

That’s why always cancel a card that you do not use. SST Is government charge, not the bank.

They kept their promise- free for life. But they can’t afford government levies free. Maybe it’s time to vote the new government that doesn’t impose charges 😂

Yes.

Statement will show expiry and amount that will expire first

Will suggest to make the full payment if possible to avoid rolling interest charges and follow up on the dispute every month.

If no payment was made on dues, there’s late charge and interest plus record of the payment.

You’ll be charged for both.

But iinm there’s roadshow ongoing where you should be getting rebate of 25 for each plus luggage.

Where did you sign up and got the details of the sign ups?

Yes for all except the listed transactions in the exception list like government / jompay etc

5 working days.

It’s normal.

Yes.

Always the case for all supplementary holders. All points / rewards go to principal.

The difference is that you set for the bill to be sent to supplementary to pay on their own.

Yes you can.

Haha... I think there’s a little confusion here.

There’s two separate discussion we are having.

First thing first. The statement has the option to be sent to principal which either to include or exclude supplementary. To exclude here means the supplementary will receive their own statements and pay their own card. Here: principal receive one statement. Supplementary A get their own. Supplementary B get their own....
This is what is being discussed here. Principal can see all statements and all spending when principal includes them. All billed under principal cardholder statement.
In simple: one statement contains principal + supplementary A B and C.

Second which is the one you are referring is different. Although the statement goes to principal altogether, each cc payment needs to be transferred to individual for payment.
One statement: principal + supplementary A B and C, payment needs to paid to each card account separately.

😂

Let me know if it makes any sense lol

That’s a yes in short. You get whatever points based on your spending.

Yes. Sst is waiveable.

Pay it or redeem with points-7k which is pretty good deal

Amb doesn’t waive sst.

Either cash payment or redeem with 7k points.

Call them up that you want to terminate and they will pass to someone to call u back. But this is going to take a while.

Or raise under complaint on the website for their complaint unit to handle. That will be slightly faster. Although they don’t know anything about it also. At least someone is following up for u.

The statement cycle on your card issuance month.