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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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propusers
post Dec 31 2019, 11:31 AM

Look at all my stars!!
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Joined: May 2011
QUOTE(tan_aniki @ Dec 31 2019, 11:00 AM)
they are for “Can’t-Say-No-To Cashback Up to RM500” campaign tnc

cenkudu
post Dec 31 2019, 11:39 AM

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QUOTE(propusers @ Dec 31 2019, 10:42 AM)
version dated 18th October exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card
Services Tax and any other form of service/miscellaneous fees.
version dated 25 December exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming, e-wallet transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card Services Tax and any other form of service/miscellaneous fees.
i apply true visa and purposely add another visa signature-i to get 200 + 200 before this term changed..
now rugi sst rm25...
*
aiyooo it seems they make it more clear, no big pay or ewallet. In fact, they mentioned before must be retails transaction for buying good or services. If want cash back, need to start spending using this card for 1 month
Ren Mihashi
post Dec 31 2019, 02:18 PM

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QUOTE(propusers @ Dec 31 2019, 10:42 AM)
version dated 18th October exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card
Services Tax and any other form of service/miscellaneous fees.
version dated 25 December exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming, e-wallet transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card Services Tax and any other form of service/miscellaneous fees.
i apply true visa and purposely add another visa signature-i to get 200 + 200 before this term changed..
now rugi sst rm25...
*
same bro, really rugi SST 25
bukitbanyan
post Dec 31 2019, 07:52 PM

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Telemarketer called last friday said that my card approved already. Today already got my 1st estatement. I still havent got the card. Is this normal?
Cookie101
post Jan 1 2020, 03:26 AM

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QUOTE(bukitbanyan @ Dec 31 2019, 07:52 PM)
Telemarketer called last friday said that my card approved already. Today already got my 1st estatement. I still havent got the card. Is this normal?
*
5 working days.

It’s normal.
sg999
post Jan 1 2020, 09:26 PM

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QUOTE(Ren Mihashi @ Dec 31 2019, 09:55 AM)
Sifus,

on the "“Can’t-Say-No-To Cashback Up to RM500”. Is Bigpay consider as eligible transactions.

I read the T&C and the eligible transaction is excluding
Quasi-cash transactions – (eg betting and/or gaming, e-wallet transactions)

I already applied but i remember last time the T&C didnt exclude Quasi T.T
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The agent told me can reload e-wallet doh.gif
ZeonKid
post Jan 1 2020, 09:39 PM

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QUOTE(mamamia @ Dec 29 2019, 01:43 PM)
Just cancelled it, tell CS u only apply 1.. else u will have to pay SST even u didn’t activate it..
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QUOTE(limeuu @ Dec 29 2019, 06:19 PM)
Sst will be charged, irrespective of whether you activate or not, so if you don't want the card, make sure it is cancelled....
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QUOTE(Cookie101 @ Dec 30 2019, 01:19 AM)
You’ll be charged for both.

But iinm there’s roadshow ongoing where you should be getting rebate of 25 for each plus luggage.

Where did you sign up and got the details of the sign ups?
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Thanks for your replies.
I have called CS and she said I don't need to pay SST if I do not activate it hmm.gif

maybe it is because i got it from Aeon roadshow..

anyway i have asked her to cancel both of them.
coo|dude
post Jan 2 2020, 02:14 PM

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Joined: Oct 2008



QUOTE(ZeonKid @ Jan 1 2020, 09:39 PM)
Thanks for your replies.
I have called CS and she said I don't need to pay SST if I do not activate it  hmm.gif

maybe it is because i got it from Aeon roadshow..

anyway i have asked her to cancel both of them.
*
hhmm.. maybe you can try asking the CS on the clarity of the "e-wallet" clause; different banks define them differently. E.g. HSBC seems to think Samsung Pay and FavePay are ewallets. Maybe a listing of the MCC for Ambank's defined ewallets would be nice.
bukitbanyan
post Jan 2 2020, 09:17 PM

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If i apply for supp card, all expenses by supp holder will get ambonus point under principal card?
Cookie101
post Jan 2 2020, 09:25 PM

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QUOTE(bukitbanyan @ Jan 2 2020, 09:17 PM)
If i apply for supp card, all expenses by supp holder will get ambonus point under principal card?
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Yes.

Always the case for all supplementary holders. All points / rewards go to principal.

The difference is that you set for the bill to be sent to supplementary to pay on their own.
bukitbanyan
post Jan 2 2020, 10:05 PM

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QUOTE(Cookie101 @ Jan 2 2020, 09:25 PM)
Yes.

Always the case for all supplementary holders. All points / rewards go to principal.

The difference is that you set for the bill to be sent to supplementary to pay on their own.
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Can I request for the bill to be under my name?

Cookie101
post Jan 2 2020, 11:23 PM

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QUOTE(bukitbanyan @ Jan 2 2020, 10:05 PM)
Can I request for the bill to be under my name?
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Yes you can.
bm_kia
post Jan 3 2020, 01:14 AM

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QUOTE(propusers @ Dec 31 2019, 10:42 AM)
version dated 18th October exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card
Services Tax and any other form of service/miscellaneous fees.
version dated 25 December exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming, e-wallet transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card Services Tax and any other form of service/miscellaneous fees.
i apply true visa and purposely add another visa signature-i to get 200 + 200 before this term changed..
now rugi sst rm25...
*
Anyone saved a PDF copy of the TNC can share here? Both my cards approved and activated before 25 Dec. It's not ethical for them to change the TNC in the middle of promo

charlesj
post Jan 3 2020, 07:29 AM

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QUOTE(Cookie101 @ Jan 2 2020, 11:23 PM)
Yes you can.
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How?
I always need to pay separately for my supp card.
During my first month with supp card, I paid lump sum to my principal card but my supp was charged with late payment (no payment).
Called CS and they transferred the fund internally and waived all those penalty.
If not mistaken, we need to pay every single card and no way to pay one full amount for all cards.
rahtid
post Jan 3 2020, 10:48 AM

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QUOTE(bm_kia @ Jan 3 2020, 01:14 AM)
Anyone saved a PDF copy of the TNC can share here? Both my cards approved and activated before 25 Dec. It's not ethical for them to change the TNC in the middle of promo
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i do, but it won't matter. now i have to start spending using this card. ranting.gif


40. By participating in this Campaign, the Customer(s) and Eligible Cardholder(s) consents and agrees to be bound by
the Campaign’s terms and conditions, the decisions of the Bank and any other relevant terms and conditions that
the Bank may impose from time to time.

46. The Bank reserves the right to change, amend, delete or add on to these Campaign’s terms and conditions and to
cancel, terminate, suspend or extend this Campaign with at least five (5) calendar days’ notice via publication on
the Bank’s website before the new terms and conditions take effect. Eligible Cardholders are advised to refer to
www.ambank.com.my from time to time for the latest terms and conditions.
UncleanOne
post Jan 3 2020, 11:07 AM

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Joined: Jul 2011
QUOTE(propusers @ Dec 31 2019, 10:42 AM)
version dated 18th October exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card
Services Tax and any other form of service/miscellaneous fees.
version dated 25 December exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming, e-wallet transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card Services Tax and any other form of service/miscellaneous fees.
*
Does this mean paying TNB is considered eligible spend for this "Can’t-Say-No-To Cashback Up to RM500" campaign?
neverfap
post Jan 3 2020, 01:55 PM

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Joined: Aug 2013


Hi,

I'm quite interested in the true visa. Does anyone know if there's ongoing promo for true visa application in 2020?

TIA biggrin.gif
cybpsych
post Jan 3 2020, 02:07 PM

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QUOTE(neverfap @ Jan 3 2020, 01:55 PM)
Hi,

I'm quite interested in the true visa. Does anyone know if there's ongoing promo for true visa application in 2020?

TIA biggrin.gif
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https://www.ambank.com.my/eng/deals-page/AmBankCreditCard
Cookie101
post Jan 3 2020, 04:40 PM

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Joined: Jul 2016
QUOTE(charlesj @ Jan 3 2020, 07:29 AM)
How?
I always need to pay separately for my supp card.
During my first month with supp card, I paid lump sum to my principal card but my supp was charged with late payment (no payment).
Called CS and they transferred the fund internally and waived all those penalty.
If not mistaken, we need to pay every single card and no way to pay one full amount for all cards.
*
Haha... I think there’s a little confusion here.

There’s two separate discussion we are having.

First thing first. The statement has the option to be sent to principal which either to include or exclude supplementary. To exclude here means the supplementary will receive their own statements and pay their own card. Here: principal receive one statement. Supplementary A get their own. Supplementary B get their own....
This is what is being discussed here. Principal can see all statements and all spending when principal includes them. All billed under principal cardholder statement.
In simple: one statement contains principal + supplementary A B and C.

Second which is the one you are referring is different. Although the statement goes to principal altogether, each cc payment needs to be transferred to individual for payment.
One statement: principal + supplementary A B and C, payment needs to paid to each card account separately.

😂

Let me know if it makes any sense lol


bukitbanyan
post Jan 3 2020, 10:33 PM

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Joined: Dec 2019
QUOTE(Cookie101 @ Jan 3 2020, 04:40 PM)
Haha... I think there’s a little confusion here.

There’s two separate discussion we are having.

First thing first. The statement has the option to be sent to principal which either to include or exclude supplementary. To exclude here means the supplementary will receive their own statements and pay their own card. Here: principal receive one statement. Supplementary A get their own. Supplementary B get their own....
This is what is being discussed here. Principal can see all statements and all spending when principal includes them. All billed under principal cardholder statement.
In simple: one statement contains principal + supplementary A B and C.

Second which is the one you are referring is different. Although the statement goes to principal altogether, each cc payment needs to be transferred to individual for payment.
One statement: principal + supplementary A B and C, payment needs to paid to each card account separately.

😂

Let me know if it makes any sense lol
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By default, can I see my supp card expenses in my amonline?

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