must be getting a very good pay rise recently.
last time my salary increase more then 250% i also apply a lot of cards to get the max benefit from each

lol usually i try 2 or 3 a month

Ambank call and 'offer' me quickash 14k for 3.88% p.a over 12 months payment. Of coz i rejected unless it is 0%

So you appear to have unlimited funds and have no
problems with paying 1,000 percent interest ?

Why are you even holding a CREDIT card for then ?

Pick up your phone immediately and call your "friendly" neighbourhood loan shark.

Call up American Express and Diners Club as well and tell
them you are throwing away your "low class" credit cards since
you find their CHARGE cards far more attractive and prestigious,
which require you to repay FULLY at the end of the month.

Charge cards give you far more "benefits and privileges", since
that is what you are interested in as well, not CREDIT.

So u joined this morning and just to reply him?

Dupe?

Dr Jekyll n Mr Hyde

haha, Tham and Tham 67...

My problem or your problem for the interest? I don't pay minimum, and don't bother about interest. We don't own cards to pay minimum to banks, why need to let them earn extra money from us?
Even it's a charge card is also not an issue, check out AmEx Charge Card thread, there are people still own it.

I have applied one World card on credit card booth but I received two cards, i.e. Infinite and World.

Will I be charged SST if I don't activate the card? The sales person told me won't be charged for card I didn't activate.

Abit disappointed with the sales guy as I already told him I need one card only but he still signed me up for two.

Just cancelled it, tell CS u only apply 1.. else u will have to pay SST even u didn’t activate it..

Sst will be charged, irrespective of whether you activate or not, so if you don't want the card, make sure it is cancelled....

You’ll be charged for both.

But iinm there’s roadshow ongoing where you should be getting rebate of 25 for each plus luggage.

Where did you sign up and got the details of the sign ups?

Hi, regarding the Can't Say No to Cashback campaign, the RM200 cashback is confirm can get as long as I spend rm2000 within 60 days?
Or I need to spend it as soon as possible due to first come first serve?

Do we get ambonus point for reloading bp or ewallet with am vs?

I'm using carz,yes for BP others not sure.

Yes for all except the listed transactions in the exception list like government / jompay etc

Sifus,

on the "“Can’t-Say-No-To Cashback Up to RM500”. Is Bigpay consider as eligible transactions.

I read the T&C and the eligible transaction is excluding
Quasi-cash transactions – (eg betting and/or gaming, e-wallet transactions)

I already applied but i remember last time the T&C didnt exclude Quasi T.T

Confius with this table. Especially the activation date (60 days) and spending date 60 days after activation. If my approval date is on 28th November, I need to activate the card by 28 January right? Then if I activate on 29 November, I need to spend by 29 January to entitle for cash back right?

http://imgsafe.org/image/a9fa6a0b64

version dated 18th October exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card
Services Tax and any other form of service/miscellaneous fees.


version dated 25 December exclude transactions
(a) Easy Payment Plan (EPP), Balance Transfer (BT), QuickCash (QC) and Cash Advance;
and/or
(b) Quasi-cash transactions – (eg betting and/or gaming, e-wallet transactions)
© Any form of refund; and/or
(d) Any dispute, unauthorised or fraudulent retail transaction; and/or
(e) Interest/Management Fee payments, late payment charges, charges for cash withdrawals, Card Services Tax and any other form of service/miscellaneous fees.


i apply true visa and purposely add another visa signature-i to get 200 + 200 before this term changed..
now rugi sst rm25...

This post has been edited by propusers: Dec 31 2019, 10:43 AM

this is campaign tnc or true visa tnc?

https://www.ambank.com.my/ambank/Documents/...editCardTnC.pdf

This post has been edited by tan_aniki: Dec 31 2019, 11:07 AM