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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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fruitie
post Oct 2 2019, 10:52 AM

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QUOTE(tan_aniki @ Oct 2 2019, 10:30 AM)
all the bank cc i have i did it that way, the cb is consider a "credit" and bank has no right to charge u finance charges if you pay the full statement minus the cb
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Try with CIMB. smile.gif
fruitie
post Oct 31 2019, 11:48 AM

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QUOTE(cybpsych @ Oct 31 2019, 11:47 AM)

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Yeah, I can drop by to see True Visa. tongue.gif
fruitie
post Oct 31 2019, 11:55 AM

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QUOTE(Alec.Yong @ Oct 31 2019, 11:53 AM)
On the spot get the card?
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I doubt so... Let me see if I have cancelled their card for more than 6 months or not, else I won't be entitled for gifts I think (if any).
fruitie
post Oct 31 2019, 11:59 AM

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QUOTE(Alec.Yong @ Oct 31 2019, 11:57 AM)
Not interested in applying their UnionPay card? biggrin.gif
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Not interested I think, last I read no interesting perks. Let me check out their site before dropping by later. Just below my office anyway.
fruitie
post Oct 31 2019, 02:44 PM

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Alright, I just came back from the booth and applied True Visa.

Free gifts are umbrella and luggage bags.

Luggage bags only for Plat level and above cards and have to apply at least two cards to get it.

True Visa is only entitled for umbrella.

The guy tried to convince me to apply WMC/VI to get the luggage bags but honestly I'm not interested in the cards or the bags.

While talking, I asked him about the wireless headphones he was holding and he said for that I will need to apply one conventional and one Islamic card. Let me be frank, this is the part which I really dislike while I was checking through the specs printed on the box, I noticed it was a fake headphones, and I had no intention to apply Islamic card at all. However, he sneakily squeezed in another form and asked me to sign an Islamic application form while I was signing for True Visa application. I did sign on it but usually I will check the application form again before they submit, so I found out this and immediately I asked to tear the form in front of me. Eventually, he gave me the Islamic application form and let me handle myself.

So, in short just be alert with these agents. At the end, I only applied True Visa and got the umbrella.

This post has been edited by fruitie: Oct 31 2019, 02:45 PM
fruitie
post Oct 31 2019, 04:29 PM

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QUOTE(mamamia @ Oct 31 2019, 04:26 PM)
I thought Ambank will treat new to bank for any cardholder who cancelled card more than 12 months instead of 6 months..so, u will only get on the spot gift and not any sign up gift?
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I don't know, the fellow said 6 months.
Sign up gift like?
fruitie
post Oct 31 2019, 06:03 PM

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QUOTE(#Victor @ Oct 31 2019, 05:54 PM)
u got the umbrella on the spot?
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Yes.
fruitie
post Oct 31 2019, 07:32 PM

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QUOTE(mamamia @ Oct 31 2019, 07:12 PM)
Sign up gift as in new to bank customer, like approved already spend how much to get sst rebate or extra cashback.. not sure what is Ambank current promo.. but I always notice the requirement for Ambank is 12 months since ur last cancellation..
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Yes entitled. He mentioned about this. https://www.ambank.com.my/eng/deals-page/AmBankCreditCard However, I don't think it's applicable for True Visa.
fruitie
post Oct 31 2019, 08:07 PM

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QUOTE(mamamia @ Oct 31 2019, 07:42 PM)
Refer clause 4 on Non Eligibility extracted below:

(b) A former AmBank Cardholder whose Credit Card/-i was cancelled less than twelve (12) months from the start of the Campaign Period;
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I see. Luckily I didn't apply those cards and only insisted on True Visa which is not part of the campaign. tongue.gif
fruitie
post Oct 31 2019, 10:15 PM

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QUOTE(jefftan4888 @ Oct 31 2019, 08:45 PM)
My experience with AmB salesman or agents. I don’t like them.
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Luckily he allowed me to apply from him though he said his commission is low, I told him he should feedback to AmBank and not customers. laugh.gif

When he printed my EPF statement, he saw that I'm eligible for VI and WMC, kept asking me to apply both to get luggage which I politely told him I'm not interested. He did mention about PPL but I was too lazy to tell him I have other banks' cards that give free access.
fruitie
post Nov 1 2019, 12:04 AM

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QUOTE(Calvin J @ Oct 31 2019, 11:35 PM)
By any chance, this is not the booth that’s setup at The Gardens area these few days?
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This is the booth at The Gardens.. My office is at The Gardens area.
fruitie
post Nov 1 2019, 08:42 AM

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QUOTE(qu3vax @ Nov 1 2019, 03:10 AM)
does new sign up for true card entitle for the campaign cashback +umbrella?
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Campaign cash back doesn't include True card as per description in the link I shared. Yes, umbrella will be given.
fruitie
post Nov 1 2019, 10:47 AM

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QUOTE(sulab @ Nov 1 2019, 10:15 AM)
Are you sure the True card is not included in the campaign. I thought it's included. Section 3(a), line 3
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I didn't see T&C yet as this campaign is not so important for me, after all I'm not considered as new to bank customers.
Good to know it is included. biggrin.gif
fruitie
post Nov 8 2019, 04:34 PM

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Applied on 31.10, today received welcome email from AmBank. I guess my True card is approved and could have been sent to office but I'm currently in overseas so not sure of this.

Checked CCRIS, approved on yesterday with a pretty high CL.
fruitie
post Nov 9 2019, 08:27 AM

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QUOTE(ang1222 @ Nov 8 2019, 11:03 PM)
u apply under this cashback campaign ?
U apply sub card or main card yea ?

I got main and sub card now.
Not sure apply another sub card will entitle for the cashback anot.
Hope got sifu can tell.
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Principal card.
fruitie
post Nov 19 2019, 02:30 PM

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QUOTE(cenkudu @ Nov 16 2019, 10:14 PM)
what is ambank number that call you to verify your application?
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I got my application approved recently, about two weeks ago and nobody called me for verification. I was worried initially as I will be travelling to overseas that time but the agent who filled in my application told me nobody will call me. He's right. laugh.gif
fruitie
post Nov 19 2019, 04:01 PM

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QUOTE(avinlim @ Nov 19 2019, 03:54 PM)
Probably at the branch already.
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In my office already, my receptionist already dropped me email to collect it more than a week ago but I wasn't in office. Tomorrow I will collect.
fruitie
post Nov 20 2019, 03:52 PM

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I applied during roadshow in mall, card received on 9th Nov but I wasn't in office. Only collected today and it was from City Link mail drop.
fruitie
post Nov 21 2019, 08:44 AM

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Been some time since I last used their app, I last held their card back more than 6 months ago.

Is it normal that the app will crash during daily app maintenance? I experienced it last night, before that I still can use the app but past 12 a.m., then it crashes every single time when I tap on the app. If that's the case, quite misleading right? I even uninstalled and reinstalled the app but didn't help. This morning tried again and all OK now.
fruitie
post Dec 2 2019, 04:42 PM

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QUOTE(cenkudu @ Dec 2 2019, 04:39 PM)
For the purpose of this Campaign, “Eligible Spend” means retail transactions(including online  transactions)for the purchase of any goods or services (local and international) with the use of any newly approvedParticipating Credit Card/-iapplied during the Campaign Period and may, at the Bank’s discretion,
RETAILS TRANSACTIONS...
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Isn't that clear?

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