Citizen pay insurans to cover yourself la
gov vehicle no need insurances since gov will settle for it
problem is if you have accident with gov car although you not do wrong you still need claim your insurance for teh lulz
unless you prepare to sue gov but still take years and money...

yes... sedan car as far i know..
dunno about police mpv or lorry if any

why should gov pay road tax to gov?
as far i know they need pay but minimal pay

yeah by sparco, but you cant claim i think
sparco will claim insurans company to buy replacement or repair only

better yet when you saw incoming ambulance give away