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 Opening bank account without debit card charges

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SUSjudehow
post Oct 31 2017, 03:46 PM, updated 9y ago

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Which bank provide a saving account with interest and without debit card fees?


SUSjudehow
post Oct 31 2017, 04:19 PM

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QUOTE(ketnave @ Oct 31 2017, 04:14 PM)
I have Maybank account but have annul charges can i change it ?
SUSjudehow
post Oct 31 2017, 09:25 PM

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QUOTE(Ramjade @ Oct 31 2017, 09:16 PM)
That's ridiculous.  Paid debit cards = free debit card. I have never experienced that. The only thing I experienced is bank officer making a black face when I request for free BSA
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Officer should be happy le we give biz
SUSjudehow
post Oct 31 2017, 11:24 PM

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QUOTE(MilesAndMore @ Oct 31 2017, 11:02 PM)
I’ll have to disagree with the above statements.

I am using a non-fee BSA from the much complained CIMB Bank mainly due to their higher annual fee for their debit MasterCard. The card they issue to non-fee BSA account is the exact same debit card they issue to all other accounts that come with RM15.90 annual fee. So there is actually no reason for them to tell you they have run out of stock of the free debit card. Same situation with my RHB Bank and AmBank non-fee BSA too. The same generic debit card is given to me but it doesn’t come with annual fee as my account is the non-fee BSA.
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Any interest they give ?
SUSjudehow
post Nov 1 2017, 05:05 PM

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QUOTE(MilesAndMore @ Nov 1 2017, 05:01 PM)
Normally for a BSA it is 0.25%. CIMB Islamic Bank BSA-I comes with 0.90% profit per annum.
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What is minimum amount to enjoy interest?
SUSjudehow
post Nov 1 2017, 05:09 PM

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QUOTE(Ramjade @ Nov 1 2017, 05:07 PM)
All BSA require you to keep min RM20 inside.
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I am searching for those abit higher interest at least 1% is it possible?
SUSjudehow
post Nov 3 2017, 02:32 AM

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Free 8 ATM cash withdrawal. is it every month ?


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SUSjudehow
post Nov 3 2017, 09:47 PM

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QUOTE(Ramjade @ Nov 3 2017, 04:44 PM)
Yes. 8 free withdrawal a month.

Regarding your earlier question, yes. You can ask maybank to convert the paid account to the free account.
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Noted .
SUSjudehow
post Nov 3 2017, 10:33 PM

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QUOTE(ikanbilis @ Nov 3 2017, 10:31 PM)
Public bank very happy to open a free BSA for me. No black face.
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True but no interest given
SUSjudehow
post Nov 3 2017, 11:08 PM

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QUOTE(ikanbilis @ Nov 3 2017, 10:40 PM)
Got interest. I receive it on twice a year, 30 June and 31 Dec.
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I don't have

 

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