imo
ocbc smart saver can be a good option to replace mbsb cash rich
2.55% pa above 1k
https://www.ocbc.com.my/personal-banking/ac...rs-account.html
but the downside is cannot withdraw

Iinm mbsb does not offer online banking
As for the interest I'm not too sure

[quote=yourinfohere,Jul 20 2019, 01:49 PM]
Iinm mbsb does not offer online banking
As for the interest I'm not too sure

[/quote]

Thank you for your reply, I try ask bank, but I still ???, I not want disturb you, but every month you saw the interest credit printed or not?

If you have balance RM 50 then one month your money in out, but you look the interest credit more than RM 0.15 or not?
That's mean approx. RM 50(balance) * 0.22% = RM 0.11.
So your money in out but last day of month balance maintain RM 50, if interest more than RM 0.15, I guess in out money also counting, so this account is base on dairy balance counting interest and interest credit monthly same like some bank BSA way.

Some bank credit interest every month, some bank credit interest half year. I only can guess the bank credit interest every month is base on dairy balance counting interest and interest credit monthly. The half year interest bank, I don't know.

If this account base on dairy balance counting interest and interest credit monthly so like your mentioned, this is really ok and like money market way but only this account little a bit low interest.

Only you have this account you'll know and can look is like that or not.
So you not like above activity for hobby to guess or know ???.

[/quote]
unfortunately i do not have the cash rich account with mbsb
thats why i am not sure as well
perhaps they are other forumer that have the bank account