I thought I'm looking to switch from OCBC 360 And SCB Privilege Savers to HLB Pay&Save. Doing a check here before I do that. To my surprise, didn't see much mention of HLB Pay&Save in the forum unlike a few other popular high yield accounts have its own threads. Wonder if I've missed any catch in this Pay&Save?

OCBC 360 is not difficult:

Base rate = 0.1%
Deposit RM500 = 1.05%
Pay 3 bills = 1.05%
Spend RM500 on credit/debit card = 1.05%
Total = 3.25%

Same thoughts, the product page description is so confusing that I had to go to the branch for clarifications...

Wow... Really did not think of this. Sifu!!

Can really consider, even better if could get company to bank in salary there and get that 2% and make a total of 5.35% 😆

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Since SC PSA now changed the conditions, looking at UOB One seems it's the highest now? (Given RHB Smart is only 3.35% without salary direct bank in.)

This post has been edited by Hinote: Feb 22 2024, 01:21 PM

Average of 4% interest on 100k with performing 2 actions in the month.

https://www.uob.com.my/personal/save/saving...ount-index.html

Cannot. Need 100k to get the maximum 4% interest.
See below.

It's not 50-100k get 4%

First 50k at 2%
Next 50k at 6%

E.g.
Deposit of 75k
(50k x 2% + 25k x 6%) / 75k
= 3.33%

What are the other options? Mind to share please?

Hoping to see some alternatives with good liquidity.

Sifu!! 🙇🏻‍♀️

Hmm is that a randomly received SMS?

Is this code still valid? Any page description on that? 😆

Planning to open UOB One, from their website now seems the best I could get is RM50 for new account opening + RM50 referral fee for another person who's existing customer.

Thanks for sharing!

Too bad for me then... The Unifi in my house is under another person.

How did you land on this rewards page?

Been searching high and low after login, but just could not find any where to get to this page...