Conditional High Yield Savings Account
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 Jan 28 2024, 04:17 PM
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#1
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Probation
3 posts Joined: Jul 2022 
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QUOTE(datolee32 @ May 8 2023, 06:13 PM) If without consider investment, the highest one should be stanchart psa, 4.15% but quite troublesome, I personally use RHB smart 3.35%. UOB One Account below 50k 2%, above 50k 4%, if 100k effective interest rate only 3%. How do u get RHB SMart acct with 3.35%?I thought 2.85%p.a. only? i am using OCBC 360 account, easily get 3.25%p.a. every month.. simplest criteria as compared to the rest. |
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Feb 20 2024, 08:29 AM
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#2
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Probation
3 posts Joined: Jul 2022
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QUOTE(contestchris @ Jan 28 2024, 06:07 PM) RHB Smart is at 3.35% p.a. 9 bills are alot. how did u achieve that?Maintain RM1k monthly average balance = 0.05% Deposit RM2k = 1.80% Spend RM1k on credit card = 0.75% Pay 3 bills = 0.75% Total = 3.35% If you don't have credit card, then just pay 9 bills. Get the same 3.35%. I believe easier than OCBC. And I find it confusing for RHB product page. |
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