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 Conditional High Yield Savings Account

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Ramjade
post Sep 22 2019, 08:10 AM

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QUOTE(zenquix @ Sep 21 2019, 11:11 PM)
i would be interested except for the fact i have yet to find a good OCBC card
*
Just use their debit card. Max spend is RM500. Not a single Sen more.
taiping...
post Sep 22 2019, 09:39 AM

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QUOTE(zenquix @ Sep 21 2019, 11:11 PM)
i would be interested except for the fact i have yet to find a good OCBC card
*
Tat’s why Ramjade anti OCBC because of card returns
AskarPerang
post Sep 22 2019, 09:45 AM

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With all those ewallet in the market today.
RM500 spending for OCBC card
or
RM1000 spending for SCB card

Is actually not a problem to hit. The conditions to achieve 4.10% for OCBC and 4.00% for SCB is not hard to meet.
Ramjade
post Sep 22 2019, 10:51 AM

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QUOTE(taiping... @ Sep 22 2019, 09:39 AM)
Tat’s why Ramjade anti OCBC because of card returns
*
Exactly. I only utilise 360 account when I have maxed out cashback from my CC and I need to make some more purchase. So just spend RM500 using their debit card and dump in excess money keep there until new month. No choice. Then transfer it back to Phillip money market fund.
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post Sep 30 2019, 05:17 PM

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anybody here who manage to open their one account without debit card?

or manage to get some sort of waiver?
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post Oct 3 2019, 05:00 PM

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QUOTE(cenkudu @ Sep 7 2019, 10:24 PM)
Interesting, look at their website need to have a savings account to open this account online. so even if you have credit card account cannot open. CS mentioned you can opt for non fee basic account to get debit card without have to pay RM 8
*
can open if you have credit card only. but only via the app. and you get a debit card without annual fee as well. nice.
cenkudu
post Oct 4 2019, 12:50 PM

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QUOTE(alexanderclz @ Oct 3 2019, 05:00 PM)
can open if you have credit card only. but only via the app. and you get a debit card without annual fee as well. nice.
*
nice..the account must be non fee without paying RM 8. what is the limit to withdraw via ATM?
hakkai0810
post Nov 3 2019, 10:57 PM

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any1 got experience with hsbc perks@work step up campaign? Want to know if fulfill all the criteria, i will receive 5% interest in 1 transaction or by multiple transaction.

Receive sms for 3%, but didnt receive another 2% yet :x

This post has been edited by hakkai0810: Nov 3 2019, 10:58 PM
wym6977
post Nov 12 2019, 10:49 PM

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Hi for SCB PSA do they have any cut off time to calculate daily interest?
From OCBC 360 thread, it was mentioned 9:30pm/9:45pm...

Try to max the daily interest as I am moving fund between SCB PSA and OCBC 360 to fulfill the deposit requirement...
lilsunflower
post Nov 21 2019, 11:18 PM

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QUOTE(hakkai0810 @ Nov 3 2019, 10:57 PM)
any1 got experience with hsbc perks@work step up campaign? Want to know if fulfill all the criteria, i will receive 5% interest in 1 transaction or by multiple transaction.

Receive sms for 3%, but didnt receive another 2% yet :x
*
I have it, and you will multiple tranches on different dates.
hakkai0810
post Nov 22 2019, 01:12 AM

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QUOTE(lilsunflower @ Nov 21 2019, 11:18 PM)
I have it, and you will multiple tranches on different dates.
*
Noted thanks. Didnt expect the 2% will only credited within 4-8 weeks after the month ended.
cybpsych
post Dec 23 2019, 07:34 PM

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SCB: Revision of Terms & Conditions of Privilege$aver Campaign

https://www.sc.com/my/important-information...eaver-campaign/

Please take note, effective 11 January 2020, the Terms and Conditions of Privilege$aver Campaign will be revised as
follows: www.sc.com/my/terms-and-conditions

>> https://av.sc.com/my/content/docs/privilege...campaign-tc.pdf

If you have any questions, please speak to our branch personnel, call our 24-hour Client Care Centre at 1300 888 888
(or +603-7711 8888 if you are calling from overseas) or email us at Malaysia.Feedback@sc.com.


Added on
SCB: Extension of Campaign Period of Privilege$aver Campaign

https://www.sc.com/my/important-information...-privilegeaver/

Please be informed that the Campaign Period for Privilege$aver Campaign will be extended from 31 December 2019
to 10 January 2020. Please refer to the Campaign Terms and Conditions here: http://www.sc.com/my/terms-and-conditions/

>> https://av.sc.com/my/content/docs/privilege...c-extension.pdf

If you have any questions, please speak to our branch personnel, call our 24-hour Client Care Centre at 1300 888 888
(or +603-7711 8888 if you are calling from overseas) or email us at Malaysia.Feedback@sc.com.

This post has been edited by cybpsych: Dec 23 2019, 07:38 PM
mamamia
post Dec 23 2019, 07:46 PM

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QUOTE(cybpsych @ Dec 23 2019, 07:34 PM)
SCB: Revision of Terms & Conditions of Privilege$aver Campaign

https://www.sc.com/my/important-information...eaver-campaign/

Please take note, effective 11 January 2020, the Terms and Conditions of Privilege$aver Campaign will be revised as
follows: www.sc.com/my/terms-and-conditions

>> https://av.sc.com/my/content/docs/privilege...campaign-tc.pdf

If you have any questions, please speak to our branch personnel, call our 24-hour Client Care Centre at 1300 888 888
(or +603-7711 8888 if you are calling from overseas) or email us at Malaysia.Feedback@sc.com.


Added on
SCB: Extension of Campaign Period of Privilege$aver Campaign

https://www.sc.com/my/important-information...-privilegeaver/

Please be informed that the Campaign Period for Privilege$aver Campaign will be extended from 31 December 2019
to 10 January 2020. Please refer to the Campaign Terms and Conditions here: http://www.sc.com/my/terms-and-conditions/

>> https://av.sc.com/my/content/docs/privilege...c-extension.pdf

If you have any questions, please speak to our branch personnel, call our 24-hour Client Care Centre at 1300 888 888
(or +603-7711 8888 if you are calling from overseas) or email us at Malaysia.Feedback@sc.com.
*
Wow, good news. Hope ocbc won't change their rate too
skty
post Dec 23 2019, 10:40 PM

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QUOTE(mamamia @ Dec 23 2019, 07:46 PM)
Wow, good news. Hope ocbc won't change their rate too
*
ocbc is not campaign. it's a feature.
zenquix
post Dec 23 2019, 10:52 PM

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QUOTE(mamamia @ Dec 23 2019, 07:46 PM)
Wow, good news. Hope ocbc won't change their rate too
*
summary: credit card spend bonus revised from 2% to 1.5%
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post Dec 23 2019, 10:57 PM

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QUOTE(zenquix @ Dec 23 2019, 10:52 PM)
summary: credit card spend bonus revised from 2% to 1.5%
*
source?
wym6977
post Dec 23 2019, 11:15 PM

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QUOTE(zenquix @ Dec 23 2019, 10:52 PM)
summary: credit card spend bonus revised from 2% to 1.5%
*
Why you say so? I thought it has been 1.5% this while (based on 10. July.19 TnC)

Also the new TnC (11.Jan.20) there is no cap for the deposit bonus...so the revised TnC looks slightly better offer...
zenquix
post Dec 24 2019, 07:03 AM

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QUOTE(alexanderclz @ Dec 23 2019, 10:57 PM)
source?
*
QUOTE(wym6977 @ Dec 23 2019, 11:15 PM)
Why you say so? I thought it has been 1.5% this while (based on 10. July.19 TnC)

Also the new TnC (11.Jan.20) there is no cap for the deposit bonus...so the revised TnC looks slightly better offer...
*
ah sorry - my stupid brain keep thinking priv saver is 2 + 2 + 2.. forgot about the base 0.5%
weidasdnbhd
post Dec 24 2019, 07:15 AM

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QUOTE(cybpsych @ Dec 23 2019, 07:34 PM)
SCB: Revision of Terms & Conditions of Privilege$aver Campaign

https://www.sc.com/my/important-information...eaver-campaign/

Please take note, effective 11 January 2020, the Terms and Conditions of Privilege$aver Campaign will be revised as
follows: www.sc.com/my/terms-and-conditions

>> https://av.sc.com/my/content/docs/privilege...campaign-tc.pdf

If you have any questions, please speak to our branch personnel, call our 24-hour Client Care Centre at 1300 888 888
(or +603-7711 8888 if you are calling from overseas) or email us at Malaysia.Feedback@sc.com.


Added on
SCB: Extension of Campaign Period of Privilege$aver Campaign

https://www.sc.com/my/important-information...-privilegeaver/

Please be informed that the Campaign Period for Privilege$aver Campaign will be extended from 31 December 2019
to 10 January 2020. Please refer to the Campaign Terms and Conditions here: http://www.sc.com/my/terms-and-conditions/

>> https://av.sc.com/my/content/docs/privilege...c-extension.pdf

If you have any questions, please speak to our branch personnel, call our 24-hour Client Care Centre at 1300 888 888
(or +603-7711 8888 if you are calling from overseas) or email us at Malaysia.Feedback@sc.com.
*
Thanks SCB, let me enjoy your high deposit interest every month for another one year, which is more than my credit card's cashback earned.

mamamia
post Dec 24 2019, 01:24 PM

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QUOTE(wym6977 @ Dec 23 2019, 11:15 PM)
Why you say so? I thought it has been 1.5% this while (based on 10. July.19 TnC)

Also the new TnC (11.Jan.20) there is no cap for the deposit bonus...so the revised TnC looks slightly better offer...
*
As I know all the while no cap for deposit bonus interest. Only cap for credit card spending bonus interest.

So, it is just extension of the bonus interest.

This post has been edited by mamamia: Dec 24 2019, 01:24 PM

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