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Investment P2P financing, A place to talk about P2P financing

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Bla Bla Sheep
post May 31 2018, 05:30 PM

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QUOTE(#Victor @ May 31 2018, 12:55 PM)
U still have chance to manual invest. I'm thinking to cancel this Autobot and manual the amount I preferred.
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I think quite hard to do manual investment nowadays in FS.
frankliew
post May 31 2018, 05:38 PM

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I managed manual also. both
frankliew
post May 31 2018, 05:38 PM

On my way
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From: KL



I managed manual also. both
#Victor
post May 31 2018, 05:58 PM

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QUOTE(Bla Bla Sheep @ May 31 2018, 05:30 PM)
I think quite hard to do manual investment nowadays in FS.
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Yea cry.gif the notes are fully funded within seconds nowadays compare last time yawn.gif
WhitE LighteR
post May 31 2018, 06:06 PM

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QUOTE(Bla Bla Sheep @ May 31 2018, 05:30 PM)
I think quite hard to do manual investment nowadays in FS.
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I the contrary I found it to be very easy... I never had a problem with it as long as I have a fast internet connection
eugene88
post May 31 2018, 06:33 PM

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Only managed to invest manually for one note for this round

This post has been edited by eugene88: May 31 2018, 06:49 PM
2387581
post May 31 2018, 11:09 PM

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Too busy to do any manual investment today.

But dear investors, from now on we should be more careful about investing in FS loans.

Today is the last day of May, and I have only received some 40% of the expected repayment this month. FS doesn't seem to care, and insist I go read the article regarding what is default when multiple borrowers decided not to pay up.
wild_card_my
post Jun 1 2018, 06:25 AM

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QUOTE(2387581 @ May 31 2018, 11:09 PM)
Too busy to do any manual investment today.

But dear investors, from now on we should be more careful about investing in FS loans.

Today is the last day of May, and I have only received some 40% of the expected repayment this month. FS doesn't seem to care, and insist I go read the article regarding what is default when multiple borrowers decided not to pay up.
*
Just a quick one, what are your recourse when your borrowers default? Can you file a police report on them like when tenants dont pay their rental? What good can that do?
wjchay
post Jun 1 2018, 07:26 AM

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QUOTE(2387581 @ Jun 1 2018, 12:09 AM)
Too busy to do any manual investment today.

But dear investors, from now on we should be more careful about investing in FS loans.

Today is the last day of May, and I have only received some 40% of the expected repayment this month. FS doesn't seem to care, and insist I go read the article regarding what is default when multiple borrowers decided not to pay up.
*
Mind sharing which notes? I'll check against my investments to see if I have the same problem.
woonsc
post Jun 1 2018, 08:39 AM

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QUOTE(2387581 @ May 31 2018, 11:09 PM)
Too busy to do any manual investment today.

But dear investors, from now on we should be more careful about investing in FS loans.

Today is the last day of May, and I have only received some 40% of the expected repayment this month. FS doesn't seem to care, and insist I go read the article regarding what is default when multiple borrowers decided not to pay up.
*
I received mine in full thou. icon_rolleyes.gif
Bla Bla Sheep
post Jun 1 2018, 09:28 AM

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QUOTE(WhitE LighteR @ May 31 2018, 06:06 PM)
I the contrary I found it to be very easy... I never had a problem with it as long as I have a fast internet connection
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Ya, as long as have fast internet connection. But not everyone can have that especially in bad coverage area.
WhitE LighteR
post Jun 1 2018, 09:33 AM

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QUOTE(2387581 @ May 31 2018, 11:09 PM)
Too busy to do any manual investment today.

But dear investors, from now on we should be more careful about investing in FS loans.

Today is the last day of May, and I have only received some 40% of the expected repayment this month. FS doesn't seem to care, and insist I go read the article regarding what is default when multiple borrowers decided not to pay up.
*
ya please share which notes....

QUOTE(Bla Bla Sheep @ Jun 1 2018, 09:28 AM)
Ya, as long as have fast internet connection. But not everyone can have that especially in bad coverage area.
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so its hardly FS fault the user have bad internet connections
Bla Bla Sheep
post Jun 1 2018, 09:37 AM

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QUOTE(WhitE LighteR @ Jun 1 2018, 09:33 AM)
ya please share which notes....
so its hardly FS fault the user have bad internet connections
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I didn't say is FS fault. I just mentioned that nowadays difficult to invest. Not like last year, the note published for few days for us to invest.
2387581
post Jun 1 2018, 09:55 AM

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QUOTE(wild_card_my @ Jun 1 2018, 06:25 AM)
Just a quick one, what are your recourse when your borrowers default? Can you file a police report on them like when tenants dont pay their rental? What good can that do?
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I might just go to a corner drawing circles and cry. Because all key info are being conveniently concealed, we don't even know who didn't pay.

QUOTE(wjchay @ Jun 1 2018, 07:26 AM)
Mind sharing which notes? I'll check against my investments to see if I have the same problem.
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It was MBIF-18030010, MBBT-18030020, MBBT-18020006. As I wake up this morning, one of them has repaid. However one of them already late for 2 weeks.
wjchay
post Jun 1 2018, 02:36 PM

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QUOTE(2387581 @ Jun 1 2018, 10:55 AM)
I might just go to a corner drawing circles and cry. Because all key info are being conveniently concealed, we don't even know who didn't pay.
It was MBIF-18030010, MBBT-18030020, MBBT-18020006. As I wake up this morning, one of them has repaid. However one of them already late for 2 weeks.
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I only have MBBT-18030020, and it's reported as completed smile.gif
skl097
post Jun 1 2018, 03:55 PM

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MBIF-18030010 delay repayment until 8 June 2018.....

today new note is from issuer MBBT-18030020? good to invest?
kevin94lee
post Jun 4 2018, 11:43 AM

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Hi sifu, beside p2p investment any other investment recommend? Newbie here...
inquiries
post Jun 4 2018, 12:20 PM

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QUOTE(kevin94lee @ Jun 4 2018, 11:43 AM)
Hi sifu, beside p2p investment any other investment recommend? Newbie here...
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I am not a sifu, but the preferred investment for newbies usually includes the Unit Trusts (check out https://forum.lowyat.net/topic/4193169)
Do try to max out your PRS first though, you can get as much as RM3000 tax relief (https://www.ppa.my/prs-and-you/why-prs/) when you invest in PRS. In other words, if you are paying tax this year, and only have RM3000 to invest throughout the whole year... consider to slowly put your money into PRS first.
ChessRook
post Jun 4 2018, 06:19 PM

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Did anyone notice the new UI for fundaztic website? It tells your proportion of graded investment. It also calculate the interest income so you can declare for taxes

This post has been edited by ChessRook: Jun 4 2018, 06:20 PM
ChessRook
post Jun 4 2018, 07:27 PM

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*FUNDAZTIC* We have made changes to the Funding Period for our hosted Notes. The Funding Period for all new hosted Notes will be shortened from 30 days to 20 days.
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Message from fz. It will affect those d7 and d8 notes unless their duration is shorten to 24 months or there is higher interest.

What do you think?

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