QUOTE(BlackPen @ Jun 26 2019, 11:27 AM)
if not mistaken Motor Takaful also have such services
-Based on agreed value (in the event thief, they will pay you on agreed value)
-Excess clauses (not sure)
-100% payout on accident repair (not sure)
i will choose motor takaful as offer 10% discount that can cover some of the road tax amount

gonna renew my car insurance soon
I believe this year Insurance premium up quite alot. Mine expiring early next month. To my surprised MSIG quote me premium a lot higher than last year even sum insured is lower. I asked my agent, she said new ruling & may be because im male.. so is higher
She give me another quotation from Liberty Insurance and it is almost RM300 cheaper for 85k sum insured, 55% NCD. Since Liberty also HIP Panel for Honda and quite good benefits.. Ill changed to Liberty.
Not sure anyone of u have the same hike in insurance premium this year