Can anyone shed some light

I thought we can withdraw the whole amount in 2nd account.

I purchased my house about 10 years back, last I check you can withdraw the whole amount in your 2nd EPF account.

Based on this article from KWSP which is last updated in March 2017

For a 100% housing loan, you can withdraw 10% of the house value or ALL the amount you have in your 2nd EPF account.

http://www.kwsp.gov.my/portal/documents/10...BM_07022017.pdf

Salah faham ni.

The pdf attached above is correct lah.

Anyway no way you can take away money from Account 1, it's always Account 2 and Account 2 only.

The money will be withdrawn from account 2 for sure, but if i take percentage from account 2 it will be 30% which i dunno where this percentage comes from too.

And that article clearly said the eligible amount is ALL from account 2, but in actual they only give me 30% of acc 2 or 10% from the overall account 1+2.

Whichever is lower..

If the whole amount in your 2nd account lower than 20% of your Purchase Price, so you get all.. remember u get 20% if your MOF is 90%, but if your MOF 100% you entitle to 10% only..

where does this stated?

"Amaun Yang Layak Dikeluarkan (Megikut MANA YANG LEBIH RENDAH tidak kurang RM500.00)"

That line written above the table in the EPF Brochure here

http://www.kwsp.gov.my/portal/documents/10...BM_07022017.pdf

I still blur, why there are different set of eligibility when on their other page they mentioned can withdraw all from account 2

Supposedly they no need to mention can withdraw all from account 2, me also need to read few times to understand.. Usually amount in account 2 lower than withdrawal eligibility amount, maybe that is why they say like that..

Withdrawal eligibility amount is still depends on your Purchase Price, 20% if MOF 90% and 10% if MOF 100%..

is this only for first house purchase?

Well if u purchase 2nd house u need to dispose/sell your first house before u eligible for another EPF withdrawal.. and the withdrawal amount calculation still the same..

Thank you