QUOTE(vanderban @ Dec 21 2017, 11:30 AM)
yesRUMAWIP, Buying 1st House
RUMAWIP, Buying 1st House
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Dec 21 2017, 01:46 PM
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Senior Member
2,036 posts Joined: May 2010 |
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Dec 21 2017, 02:26 PM
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All Stars
10,169 posts Joined: Apr 2012 |
QUOTE(k3nji @ Dec 21 2017, 12:45 PM) yup. but i believe nowadays most of people who did not own a house do have plenty of cash (rm30k) for the upfront payment. especially malay.. |
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Dec 21 2017, 03:15 PM
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#123
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Junior Member
261 posts Joined: Sep 2010 |
QUOTE(vanderban @ Dec 21 2017, 01:43 PM) He had paid rm5k for the booking fee. Currently his working hard to find another rm25k for the balance..i think its good for him to grab the unit.But why the expected completion date take too long? Exp completion date is 2021. It shouldnt be a problem to complete the development by early 2020 right? |
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Dec 21 2017, 03:26 PM
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Junior Member
78 posts Joined: Sep 2011 |
QUOTE(k3nji @ Dec 21 2017, 03:15 PM) He had paid rm5k for the booking fee. Currently his working hard to find another rm25k for the balance..i think its good for him to grab the unit. I like to believe that portion of the money from the down payments are used for the developments..But why the expected completion date take too long? Exp completion date is 2021. It shouldnt be a problem to complete the development by early 2020 right? Therefore they have to wait until most of the buyers pay up..And they are not going to make much revenue of it being cheap and all.. I just hope that the construction quality is as good as other private projects.. |
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Dec 21 2017, 03:30 PM
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All Stars
10,169 posts Joined: Apr 2012 |
QUOTE(k3nji @ Dec 21 2017, 03:15 PM) He had paid rm5k for the booking fee. Currently his working hard to find another rm25k for the balance..i think its good for him to grab the unit. strata title development generally expecting a 4 years period to be completed.... but generally developer will target for early completion to avoid LAD and also to strengthen their cash flow position... Aset kayamas's rumawip pandanmas 1 is completed around 3 years... their pandanmas 2 also looking at similar length despite the SPA there mentioned 4 years construction period....But why the expected completion date take too long? Exp completion date is 2021. It shouldnt be a problem to complete the development by early 2020 right? |
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Dec 21 2017, 03:34 PM
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Senior Member
2,036 posts Joined: May 2010 |
QUOTE(aaron1717 @ Dec 21 2017, 03:30 PM) strata title development generally expecting a 4 years period to be completed.... but generally developer will target for early completion to avoid LAD and also to strengthen their cash flow position... Aset kayamas's rumawip pandanmas 1 is completed around 3 years... their pandanmas 2 also looking at similar length despite the SPA there mentioned 4 years construction period.... standard HDA is 36 month, for those more then 36 month is all ask for extend for the VP date.KPKT should control since longer construction period mean more interest have to pay |
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Dec 21 2017, 03:40 PM
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All Stars
10,169 posts Joined: Apr 2012 |
QUOTE(jinsailoo @ Dec 21 2017, 03:34 PM) standard HDA is 36 month, for those more then 36 month is all ask for extend for the VP date. if thats the way, it means that most of the rumawip already asked for extension... i think their SPA mostly stated 48 months from SPA date....KPKT should control since longer construction period mean more interest have to pay yea... the faster the better actually for both side... developers get full reimbursement from bank.... and we save interest.... |
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Dec 21 2017, 04:12 PM
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#128
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Junior Member
284 posts Joined: Jun 2015 From: underneath the grove of sycamore |
QUOTE(k3nji @ Dec 21 2017, 03:15 PM) He had paid rm5k for the booking fee. Currently his working hard to find another rm25k for the balance..i think its good for him to grab the unit. Anyway, you can advice your friend to look into skim rumah pertamaku (SRP).Most banks provide this kind of financing. But as I heard the interest rate will often be higher. SRP info as below: Eligible Applicant(s) Must be a Malaysian citizen First time home-buyer Individuals up to age 40 years Employees in private sectors, including statutory bodies that do not offer government staff housing loan/financing facility Single borrower gross income not exceeding RM5,000/month and joint borrowers gross income not exceeding RM10,000/month (based on gross maximum income of RM5,000/month per borrower) Repayment of total financing obligation must not be more than 60% of the net monthly income or maximum financing limit of the participating bank, whichever is lower http://www.srp.com.my/en/criteria.html |
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Mar 1 2018, 10:46 PM
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Junior Member
22 posts Joined: Aug 2012 |
hi guys asking for a friend. She recently apply for rumawip (joint with her sis) and successfully get a unit. Is it possible to cancel her name and let her sister buy the home on her own behalf? btw loan is approved under their name.
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Mar 2 2018, 08:30 AM
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Junior Member
122 posts Joined: Aug 2017 |
QUOTE(zymenthz @ Mar 1 2018, 10:46 PM) hi guys asking for a friend. She recently apply for rumawip (joint with her sis) and successfully get a unit. Is it possible to cancel her name and let her sister buy the home on her own behalf? btw loan is approved under their name. Dont think so..the rumawip application was made under her name... |
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Mar 2 2018, 09:35 AM
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All Stars
10,169 posts Joined: Apr 2012 |
QUOTE(zymenthz @ Mar 1 2018, 10:46 PM) hi guys asking for a friend. She recently apply for rumawip (joint with her sis) and successfully get a unit. Is it possible to cancel her name and let her sister buy the home on her own behalf? btw loan is approved under their name. better ask the rumawip authorities on this issue rather than here.... maybe they can resubmit the form and everything again... loan with sis should be still okay... but to protect both interest... its better both names on SPA and loan.... |
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Mar 17 2018, 01:22 PM
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Senior Member
2,948 posts Joined: Jun 2007 |
Imo the 2 at jalan desa is good for investment as it's near the new business area at airport. Only thing is no mrt. Desamas is very small plot of land so should be low density.
Can u choose unit n floor for rumah wip? This post has been edited by advocado: Mar 17 2018, 01:22 PM |
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Mar 17 2018, 02:57 PM
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All Stars
23,136 posts Joined: Aug 2007 From: Outer Space |
QUOTE(advocado @ Mar 17 2018, 01:22 PM) Imo the 2 at jalan desa is good for investment as it's near the new business area at airport. Only thing is no mrt. Desamas is very small plot of land so should be low density. Depending on developer. Got 2 methods: Can u choose unit n floor for rumah wip? 1. Ballot out your unit randomly. or 2. Ballot for queue number. Then according to queue number, you choose the units left. |
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Mar 17 2018, 10:54 PM
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Senior Member
2,948 posts Joined: Jun 2007 |
QUOTE(AskarPerang @ Mar 17 2018, 02:57 PM) Depending on developer. Got 2 methods: so the units all same design? higher floor price same as lower floor?1. Ballot out your unit randomly. or 2. Ballot for queue number. Then according to queue number, you choose the units left. these houses are like condo or like flats? got facilities like pool etc? notice most of them are located at very prime locations. not sure if they purposely put at oppo area to fill in more locals that benefited from gomen? many folks in those prime area aren't happy with their 3mil house surrounded by them. |
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Mar 22 2018, 03:43 PM
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61 posts Joined: Oct 2017 |
How long must the applicant be working in Wilayah Persekutuan, provided that the applicant was not born in WP, and currently not residing in WP.
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Mar 24 2018, 10:32 AM
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Junior Member
78 posts Joined: Sep 2011 |
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Mar 24 2018, 12:17 PM
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#137
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Junior Member
25 posts Joined: Dec 2011 |
Sky awani 3
300k, leasehold Setapak, 800sqft Residensi Hektar 300k, freehold (malay reserved) Jalan gombak, 850sqft Which one is better? Working in setiawangsa.. |
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Mar 24 2018, 12:22 PM
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All Stars
41,803 posts Joined: Sep 2014 From: REality |
Well Malay reserved.. Future hard to sell if u want to upgraded to landed / move others location..
U only can sell to Malays... So your options less... Must think about that too... |
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Mar 24 2018, 03:05 PM
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All Stars
23,136 posts Joined: Aug 2007 From: Outer Space |
QUOTE(iriahkluz @ Mar 24 2018, 12:17 PM) Sky awani 3 Just suggesting it is worth to take a look at SkySierra then. Is not rumahwip but located at Setiawangsa. 400k (an extra 100k) but come with 2CP. Required slightly lesser downpayment upfront compare to rumahwip. 300k, leasehold Setapak, 800sqft Residensi Hektar 300k, freehold (malay reserved) Jalan gombak, 850sqft Which one is better? Working in setiawangsa.. Anyway, out of the 2 listed projects, I will go for SkyAwani 3. |
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Mar 24 2018, 03:22 PM
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Junior Member
25 posts Joined: Dec 2011 |
QUOTE(AskarPerang @ Mar 24 2018, 03:05 PM) Just suggesting it is worth to take a look at SkySierra then. Is not rumahwip but located at Setiawangsa. 400k (an extra 100k) but come with 2CP. Required slightly lesser downpayment upfront compare to rumahwip. SkySierra still available? Difficult to get info for SkySierra over the internet, not advertised to public? I tot the cheapest one is 420k and its over my budget already. If can get SkySierra is the best la, very near to workplace.Anyway, out of the 2 listed projects, I will go for SkyAwani 3. |
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