Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
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 Sep 24 2017, 05:01 PM
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#1
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Junior Member
400 posts Joined: Nov 2008 
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QUOTE(zaoldyeck @ Sep 24 2017, 03:03 PM) Received rejection letter from PBB for quantum cc. Looks like PBB very strict no give face to my outstanding BT on other cards. Even last month i check ccris all is 0 0 shouldnt be a problem I was rejected by public bank 3 times this year, initially applying for VS then quantum. Suspect this is due to the number of cc I have. Will just keep on apply until succeed. |
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Sep 25 2017, 12:56 AM
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#2
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Junior Member
400 posts Joined: Nov 2008
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QUOTE(saitong09 @ Sep 24 2017, 08:34 PM) How many cc you have? There are ppls holding more than 10 cc Over 20, from 10 issuers (conventional & Islamic count as one) QUOTE(red_scorpion @ Sep 24 2017, 11:45 PM) each time failed will have a recent failed application record in the ccris.. so when the next bank officer see a failed application, this will indirectly create a bad impression for them, and they might check your details more..just my 2cents...my advise is dont keep on applying, try it after 6 months.. Actually I purchased my credit report monthly, there is a credit application history section (which include increase in credit limit application and additional card application) but don't have a fail application history. |
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Nov 10 2017, 10:41 PM
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#3
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Junior Member
400 posts Joined: Nov 2008
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QUOTE(ClarenceT @ Nov 10 2017, 05:42 AM) Alternatively, you can get the CCRIS records (debts, credit limits, credit used) + litigation records + directorships + CTOS score etc online at ctosid.ctos.com.my. Only cost RM26.50 but you may get it free of charge if they offer (once in a blue moon). Alternatively you can also get from mycreditinfo or credit bureau @ RM10.Personally I subscribed for the Jagamyid by mycreditinfo, save the hassle to check ccris from time to time. We can actually get free CCRIS/CTOS/mycreditinfo in those finance/investment fair. I got my CTOS for free in the investsmart fair a few weeks ago. |
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