Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
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 Oct 20 2017, 08:47 AM
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#1
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Senior Member
795 posts Joined: Apr 2009 
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QUOTE(kian811210 @ Oct 16 2017, 01:52 PM) Hi all Sifu, U need to put at least 35K with at least one year period.Anyone here us FD to pledge VS before? If i wanna use FD to pledge VS, the amount need is 30k? How much the CL will i get?  The CL is based on the total amount of FD. |
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Oct 20 2017, 10:45 AM
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#2
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(leo_kiatez @ Oct 20 2017, 10:06 AM) Are you sure we just need to put the 35k FD just for 1 year? I thought it's pledge and need to put add long as you holding the VS card. Please clarify. I would like to explain that the minimum tenure is at least one year to get the card. When the FD is mature, u can opt to choose auto renew your FD and continue to use the VS card. |
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Oct 20 2017, 10:47 AM
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#3
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(alvinfks78 @ Oct 20 2017, 10:15 AM) If pledge 35k @ board FD rate U need to find out what u want from this card......if put on promo FD rate - lets say extra 0.7%= bout Rm250/year 250 different.......but with at least 50 cash back per month and 0% BT......... u may earn more. Someone did explain his plan for this VS....u can refer back to page 27 of this thread. This post has been edited by psiloveu: Oct 20 2017, 11:04 AM |
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Oct 20 2017, 12:02 PM
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#4
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(leo_kiatez @ Oct 20 2017, 11:53 AM) Auto renew FD, how about the interest? Can we withdraw the interest out annually to use? During the application, u can choose withdraw interest upon mature or principal plus interest auto renew. |
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Nov 2 2017, 11:20 AM
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#5
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(drbone @ Nov 1 2017, 06:33 PM) Tried applying for Visa Signature for a family member via ringgitplus by pledging FD with the branch. Also emailed ringgitplus explaining to them I did that. According to CS when I called them , should not be a problem. Did the bank staff explain about the turn around time to get the card approval? |
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Nov 2 2017, 03:50 PM
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#6
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(drbone @ Nov 2 2017, 03:43 PM) 1 month. Thanks for sharing, it seen like PBB needs two weeks to one month to process FD pledge credit card application. |
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Nov 20 2017, 02:58 PM
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#7
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(life27 @ Nov 20 2017, 02:52 PM) to be honest, this is also my first time booking hotel using booking.com xD , Yes，u need to settle the charge at the hotel side.usually i am staying at airbnb , but this time i am travelling to johor with parent so i book hotel .. sorry run of out topic here , Is that mean , booking.com is a platform to reserve a hotel and book a hotel place only ?? upon arrive on that day then only settle the full payment at the hotel ?? |
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