Hi all Sifu,
Anyone here us FD to pledge VS before?
If i wanna use FD to pledge VS, the amount need is 30k?
How much the CL will i get?
Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
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Oct 16 2017, 01:52 PM
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#1
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Junior Member
122 posts Joined: Feb 2017 |
Hi all Sifu,
Anyone here us FD to pledge VS before? If i wanna use FD to pledge VS, the amount need is 30k? How much the CL will i get? |
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Oct 16 2017, 02:47 PM
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#2
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Junior Member
122 posts Joined: Feb 2017 |
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Oct 16 2017, 07:23 PM
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#3
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Junior Member
122 posts Joined: Feb 2017 |
QUOTE(LostAndFound @ Oct 16 2017, 07:09 PM) Please do your maths properly yah. RM30k fixed in their FD (earning roughly 3%) reduces your liquidity significantly. Promo FDs at roughly 4% annually will give you 25 ringgit more per month for that 30k. So you're 'paying' 25 ringgit every month for your card. Better check if that's worth it. i get what you meanBoard Rate 30000/3%=900 Special Rate 30000/4% = 1200 the different 300/12 = 25 per month if my didn't swap 12 time per annual need paid again for annual fee thx for the sharing |
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