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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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kian811210
post Oct 16 2017, 01:52 PM

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Hi all Sifu,

Anyone here us FD to pledge VS before?
If i wanna use FD to pledge VS, the amount need is 30k?
How much the CL will i get?
kian811210
post Oct 16 2017, 02:47 PM

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QUOTE(cybpsych @ Oct 16 2017, 01:54 PM)
last time ppl shared, 30k for VS. CL = pledged amount

always call bank branch to ask the pledge amount.
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Thanks for sharing, quantum master+VS current will better CB online and dining
kian811210
post Oct 16 2017, 07:23 PM

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QUOTE(LostAndFound @ Oct 16 2017, 07:09 PM)
Please do your maths properly yah. RM30k fixed in their FD (earning roughly 3%) reduces your liquidity significantly. Promo FDs at roughly 4% annually will give you 25 ringgit more per month for that 30k. So you're 'paying' 25 ringgit every month for your card. Better check if that's worth it.
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i get what you mean
Board Rate 30000/3%=900
Special Rate 30000/4% = 1200
the different 300/12 = 25 per month
if my didn't swap 12 time per annual need paid again for annual fee

thx for the sharing

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