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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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SzeMeng76
post Dec 21 2017, 09:50 AM

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QUOTE(hafizhans @ Dec 21 2017, 08:53 AM)
got approval sms exactly 1 week ago
if today still not receive card, shud i contact bank?
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Your location? U try to contact bank should not be so long.
They using Pos Laju mail drop.
SzeMeng76
post Dec 21 2017, 10:58 AM

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QUOTE(hafizhans @ Dec 21 2017, 10:27 AM)
Senai, JB
owh i heard poslaju delivery like crazy right now due to 12.12 sales
they just drop the mail right? no tracking no signature required?
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For my case yes la. Just drop at your mailbox but by pos laju, so should be faster.
I received in 3 days after SMS.
But my card was from earlier April.
I think still be the same.
But recently my shopee purchase no issue with Pos Laju, reach quite accurately.
I think those crazy because of China order ba.
SzeMeng76
post Dec 22 2017, 09:27 PM

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QUOTE(Micky78 @ Dec 22 2017, 09:18 PM)
Ytday I email to PBB CS for applied balance transfer fr Citibank. No SMS or update fr PBB until today...

Really not efficient kah...That why some time I prefer international bank when speed is everything.
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My process as below for my latest BT with PBB.

21/11 email to CS
22/11 CS replied had been forward to relevant department for process.
27/11 received fund transferred SMS
SzeMeng76
post Dec 24 2017, 04:23 PM

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QUOTE(MasBoleh! @ Dec 24 2017, 04:12 PM)
Do you think is a good idea for me to cancel off my visa and master gold card and apply for quantum instead?
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Apply additional card 1st before cancellation.
SzeMeng76
post Dec 25 2017, 05:59 PM

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QUOTE(alexanderclz @ Dec 25 2017, 05:27 PM)
anybody tried cancelling their credit card from pbe online before? does it work?
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Dont think it work. At least need phone verification ba.
SzeMeng76
post Dec 28 2017, 03:28 PM

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QUOTE(siawyent @ Dec 28 2017, 03:24 PM)
Is Jompay qualify for Online to get Cash Back for Quantum cards?
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No.
SzeMeng76
post Jan 7 2018, 10:26 PM

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QUOTE(Rumple92 @ Jan 7 2018, 10:03 PM)
For Quantum MasterCard, anyone know if I set it as autopay for unifi billing, will i get 5% rebate? or the 5% only applies to manual online payment?
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No 5% for autopay. Yes, 5% for manual online payment thru their online portal.
SzeMeng76
post Jan 14 2018, 10:10 AM

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Eligible 5% dining
Hong Kong Sheng Kee Dessert - Sunway Velocity


SzeMeng76
post Jan 16 2018, 06:43 PM

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QUOTE(HimuraShin @ Jan 16 2018, 06:11 PM)
weird, I did not receive cashback for Taobao transaction for Quantum Master

ALI*www.taobao.com HANGZHOU CHN
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Yes, is normal. You need to contact CS and they will grant you CB manually.
As Taobao hangzhou in MCC of groceries. No why, system issue doh.gif sweat.gif
SzeMeng76
post Jan 17 2018, 01:37 PM

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QUOTE(chenhui87 @ Jan 17 2018, 09:18 AM)
how many % do public bank charge for cross border transaction?
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QUOTE(ClarenceT @ Jan 17 2018, 11:24 AM)
Other than the bank charge,
+1% more or less charged by Visa / Mastercard International.
So total +2.0% to +2.5% for foreign transactions.
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For PBB not that much. That's why I love to use PBB for foreign transaction. My latest overseas transaction in TWD only 1.4% extra.
SzeMeng76
post Jan 22 2018, 10:09 AM

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QUOTE(klsooo @ Jan 22 2018, 10:05 AM)
Wish to ask for Balance Transfer of Public Quantum card.

The credit limit is combine for Quantum VISA and MASTER or separated.
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Combined.
SzeMeng76
post Jan 22 2018, 01:08 PM

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QUOTE(akib_mullen @ Jan 22 2018, 12:25 PM)
My issue for the pb quantum few posts back, the available balance on pbebank i think is not correct. If looking on availablr balance for mastercard and visa it looks like i got 6k CL each card, but yesterday i swipe my card and got declined. It really is 6k combined limit as per letter during receiving of the card.
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Ya. Dont follow the master available credit limit.
It did not included the visa authorised charged.
I always follow Visa one. I think Visa one is correct.
SzeMeng76
post Jan 22 2018, 03:15 PM

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QUOTE(akib_mullen @ Jan 22 2018, 03:09 PM)
I think mine both also incorrect, because i got only 1.2k available balance, my master show around 4k+ and visa around 2k+
Anyway, I think if want to know the exact credit limit, need to refer to the letter that we got when we receive the card.
Online is not reliable.
Unless you got credit limit increase, then it is different case.
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The total limit is correct.
eg Visa show 6k , master show 6k.
But that is not separate.
Means you both card combined have 6k..
My total limit is correct with my letter.
SzeMeng76
post Jan 23 2018, 11:25 AM

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QUOTE(celciuz @ Jan 23 2018, 11:17 AM)
Looking to apply for the VS and Quantum for the entertainment, but you mentioned RM18 cap... got revision soon ah? ohmy.gif Its RM30 for the Quantum right?
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Lol he is just assuming in future.
But who know future what happen biggrin.gif
for now
VS - capped RM 38
Quantum Visa - capped RM 30
Quantum Master - capped RM 30
SzeMeng76
post Jan 23 2018, 11:46 AM

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PB VS revised income requirement to 80k per annum.
https://www.pbebank.com/Personal-Banking/Ca...s-Required.aspx
Can TS edit in post?

rclxms.gif rclxms.gif i can apply add card after income tax submission then.
SzeMeng76
post Jan 23 2018, 03:18 PM

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QUOTE(xphr3ak @ Jan 23 2018, 12:59 PM)
How to check supplementary card account?

I checked thru PBe, principle card only.

Thanks.
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Combined or separate statement?
Combined can check thru Principal account, you can see there is reference with last 4 digit different from your principal card.
Separate no way to check, need to wait statement out.
SzeMeng76
post Jan 23 2018, 04:38 PM

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QUOTE(xphr3ak @ Jan 23 2018, 04:06 PM)
Separate statement.
The statement will be sent to supplementary's email?

Thanks.
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Yup, according to you filled in on the application form.
SzeMeng76
post Jan 26 2018, 09:25 PM

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QUOTE(kiatzz @ Jan 26 2018, 09:20 PM)
Sorry i have a noob question to ask.

I just received my PBB cc how to activate it the printed instruction sucks.. it does not have any activation guide at all..

Should i call direct to their helpdesk to activated the card?
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Call ur card back number to activate it.
SzeMeng76
post Jan 27 2018, 10:08 AM

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QUOTE(Gamerjim @ Jan 27 2018, 08:20 AM)
No need
No need
Exactly.. public bank card seem no need activation at all.. just add PIN can straight away use..
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My scenario is if he /she don't have Pbe.
SzeMeng76
post Jan 29 2018, 11:22 AM

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QUOTE(eddievh @ Jan 29 2018, 11:08 AM)
Can quantum MasterCard have 2 0% instalment plan? Last December i had already converted 1 transaction into 12 months instalment this coming June I plan to convert my insurance policy to installment plan. Is it possible to have 2 installment in 1 card?
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Yes. As many as you can, as long as your credit limit is sufficient.
I also having few BT & installment on it.

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