PBB authorized and we also authorized (PIN/OTP) 1 transaction but ended up charged 3 times. PBB failed to filter out redundant transactions (verifying approval code etc). So PBB's system is not perfect.

I believe it is UOB PayOnline problem. I found out that during that day I did pay bill through Payment galaxy and UOB PayOnline. No problem on Payment galaxy but only happen to all the UOB PayOnline.

My duplicated bill are the Celcom and Telekom

U need to put at least 35K with at least one year period.

The CL is based on the total amount of FD.

ok latest investigation. I called to merchant like Celcom. They claim that they only received one payment. So now seem like the problem is back to PBB

just now anyone having problem on received OTP SMS code?

was try to pay my Time board band bill.... SMS delayed until after I submit OTP code, page expired

tried again, also delayed I proceed to key in code and submit, and its successful.

quite common, especially on Monday.

Are you sure we just need to put the 35k FD just for 1 year? I thought it's pledge and need to put add long as you holding the VS card. Please clarify.

Card membership reviewed yearly!

If pledge 35k @ board FD rate

if put on promo FD rate - lets say extra 0.7%= bout Rm250/year

I would like to explain that the minimum tenure is at least one year to get the card. When the FD is mature, u can opt to choose auto renew your FD and continue to use the VS card.

U need to find out what u want from this card......


250 different.......but with at least 50 cash back per month and 0% BT......... u may earn more.

Someone did explain his plan for this VS....u can refer back to page 27 of this thread.

This post has been edited by psiloveu: Oct 20 2017, 11:04 AM

so far all my online payment I able to receive sms very fast... for me, today Friday morning is first time...

Auto renew FD, how about the interest? Can we withdraw the interest out annually to use?

The limit is actually 10k per transaction and 20k per day.


Yes, possible but subject to bank's approval. Do note that Public Bank has a lot of other charges besides the stamp duty for FD pledge compared to other banks. So need to calculate if it is worth it.

During the application, u can choose withdraw interest upon mature or principal plus interest auto renew.

I'm also thinking of pledge FD 35k to get the card as I have failed my application for 3 times even I have PBB housing loan.
But finally I didn't do that. and thanks god I have just got the VS on last month when I reapply again.

pre-order book thru mphonline, using the quantum master card, then mph contact me ask me confirm the credit card bank and location cause their system detect the card as "oversea credit card" public bank got branch oversea meh

oversea cc means cc not identified as local Malaysia issued. this is normal for new card like Quantum.

it doesn't mean the call is made from oversea branch.

Urs also UOB Payonline?

But they allow duplicate charges even it is same authorization code. I shoot them another email this morning n said it never come under my authorise charges yesterday when I check, but suddenly I saw the posting this morning..


I think all issues report is about UOB Payonline

Mine is TM, n I checked TM online portal also no extra payment receive

This post has been edited by mamamia: Oct 20 2017, 11:12 PM

Has the promo CB of week 8 been release?