yes, same too. even at 4xRM100 almost matches with previous promo of RM500 weekly spending; albeit the new promo has lower cb %

question now is, does 4x 6x 8x or 10x RM100 actually works?

guess you didnt read the T&C thoroughly, page 4-5.

from the week you register SMS, the current and remaining weeks shall be tracked.

e.g. if you register SMS at week 20, then week 20 and onwards shall be tracked. previous weeks will not be tracked.


this is why, whether you can join a particular week or not, just spend a little time (and SMS cost) to register early in Week 1, so that the rest of the promo weeks are tracked.

there is always conflicting interpretation between what is written (marketing speak) vs what is designed to behave (computation/mechanic/rules).

i can intepret that "every 2xRM100" and the "weekly" words are meant literally, hence the copywriter could've meant "every" is for every subsequent weeks i.e. "weekly" and you can earn "RM10 cb every week"

the part "max cb RM50 per week" may not specific to 2xRM100 because we are eligible for either tier but only max RM50 due to 2xRM500 tier.

another is this: if 10xRM100 gets RM50 max cb, then why introduce a high tier of 2xRM500 with RM50 cb?

why not illustrate as follows:

1) 2xRM100 for RM10 cb
2) 4xRM100 for RM20 cb
3) 6xRM100 for RM30 cb
4) 8xRM100 for RM40 cb
5) 10xRM100 for RM50 cb <-- this is redundant with the 2xRM500 tier


again, different ppl can interpret it differently, especially the way marketing design the campaign illustration in its simplistic view.

too bad the T&C doesnt give examples of spending vs cb scenarios


let's see Week 1 cb for those spending with "every 2xRM100".

I can wait. definitely cannot swipe 2xRM500 per week anyway but also won't put all into multiple 2xRM100 until tested

the cb rate is same no matter how much we pay, so there's no rush for me.

read post 4

any updates to your cards and cb?

yes, why not leh?

most of us gotten both together in the application.

mbb ikhwan is a single card, either mastarcard or visa petronas. never as a combo/dual.

there are few more ikhwan cards in their range of cards.

usually 1 week but my recent quantum supp application took 2 weeks due to long year-end holiday.

do call them up to check. they can do a query from their email system.

nvr have issues with Astro portal. quite easy

ipay88 is ok

should call CS to find out the exact MCC. then we all know

12th bill date was preassigned upon card approval.

however, due to partial-month period between card approval (~end Nov) until 12 Dec (supposed 1st statement), the actual statement would then be generated on 12 January instead (in essence, ~1.5 month period).

yes, slower than usual. i applied on 13 Dec, only gotten the card after xmas.

perhaps yours would get some status within this week kot, else call CS back to find out more.

any supp cards with split statement? still separate cb?

// 04 JAN 04 JAN (DGP) GET REWARDED C/BACK-WK18 50.00 CR //
// 04 JAN 04 JAN (DGP) GET REWARDED C/BACK-WK19 50.00 CR //

oh wow!

does not matter anyway. more important is to monitor our own "cheap" cashback

This post has been edited by cybpsych: Jan 4 2018, 01:52 PM

email the form

probably can. just remark on the form lo.

why not get 2 cards? the visa covers Departmental and Entertainment categories, good for casual spending at Parksons/Aeon Dept or even movies.

no annual fee somemore.

received Dining 6% from VS

MCC 5812: Eating Places, Restaurants
PUMPKIN GDN STEAMBOAT KUALA LUMPUR MY (Pumpkin Garden Steamboat Kitchen, Cheras KL)


received Dining 5% from Quantum MC

MCC 5812: Eating Places, Restaurants
CHINA HOUSE PENANG MYS

related to recent VS cb revision from RM50 to RM38.

1) Jan 2018 statement, gotten cashback based on previous cb cap. Jan 2018 statement consists of Dec 2017 and Jan 2018 posted transactions. purposely hit the cb >RM38 to test

2) about split-cashback for supp card, no issues. supp getting its own cashback. cb was planned to be <RM38, for safety measure no rush to max the cb, my spending is relatively-low.

safe to say Jan 2018 statement tested unaffected. to continue monitor in Feb 2018 statement for the 2 scenarios above.