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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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tan_aniki
post Dec 28 2017, 10:19 PM

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QUOTE(petit @ Dec 28 2017, 01:26 PM)
Went to sign up for AFT. Have to pay upfront RM 10 for stamp duty. When i query the CS regarding the cancellation of AFT, we still have to pay for the RM 10 stamp duty again, I'm confuse as I read earlier post saying no need to pay for cancellation.

So in total RM 68 - RM 10 (registration) - RM 10 (cancellation) = RM 48 cash back if need to pay for cancellation, still worth it!

https://www.pbebank.com/Personal-Banking/Pr...r-Automati.aspx
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no need pay for the cancellation, just move your money to another savings acc and let them fail to AFT twice in a row and it will automatically cancelled, according to what they told me last time.
tan_aniki
post Dec 29 2017, 06:37 PM

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my friend working in pbb just told me that January statement still entitled to RM50 CB and RM38 cap only start on Feb 2018 statement to avoid confusion.
tan_aniki
post Dec 30 2017, 08:03 PM

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need some clarification on the latest swipe for more cb campaign, do we need to sms every week to swipe for 2X to get the cb or just once enough for the 26 weeks? Is digi payment qualify or not cos i saw inside tnc exclude payment for utilities, or utilities only apply to water, electricity and landline bill? if i swipe 4 X RM100 per week means RM20 cb earn?

another question is if i spend 1 x RM1500 + 1 X RM100, i only got RM10 or can i get RM50?

This post has been edited by tan_aniki: Dec 30 2017, 08:42 PM
tan_aniki
post Dec 30 2017, 09:46 PM

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QUOTE(Human Nature @ Dec 30 2017, 09:22 PM)
sms once
RM50
no idea on digi
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oh confirm 1 X RM1500 + 1 X RM100 got RM50 cb?
what if i register both VS and QMC and use PBVS with 1 X RM1500 + 1 X RM100 while QMC with 6 X RM100, can i get RM50 + RM30 or does it only pay out max RM50 per IC or per cc?
tan_aniki
post Dec 30 2017, 11:19 PM

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QUOTE(Human Nature @ Dec 30 2017, 09:58 PM)
it's max RM50 per principal holder
only register once for all cards
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how about spend 1 X RM100 on VS and 1 X RM100 on QMC, does it qualify for RM10 cb?
tan_aniki
post Jan 4 2018, 08:10 PM

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Eligible for QMC 5% CB:
Dining: KEPONG CRAB HOUSE PETALING JAYA MYS (Batu 11 Cheras)
tan_aniki
post Jan 10 2018, 06:16 PM

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QUOTE(tonytyk @ Jan 10 2018, 04:39 PM)
if my statement is on 19th Jan 2018, still entitled for RM50 cash back? or Rm38?
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already clarified this early on by the PBB customer service:
all Jan statement will still entitled for max RM50 cb, no matter your spending is Dec 2017 or Jan 2018.
the max RM38 cb will only apply to Feb statement.

=end=
tan_aniki
post Jan 12 2018, 11:43 AM

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QUOTE(V12Kompressor @ Jan 12 2018, 10:31 AM)
Does PBB (or any other banks for that matter) impose any restrictions on the number of transactions can be done daily at petrol pumps? hmm.gif

Coz in the morning ard 9am I used the Quantum card to fill up petrol. Then half an hour later, I tried to use back the same card to fill up a customer's car (for new car delivery) and my Transaction was declined, TWICE. Ended up paid cash. hmm.gif hmm.gif
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normally twice per day with everytime they will authorize RM200 for each pumping, after 1-2 days then only they will record the actual charges to the bill.
if they decline means you need go into the counter to swipe as some device outside is not in operation even though previously it is working.
i have tried this using Aeon credit card (min 12 swipes per year to get AF waive and 6x PPL) with RM5 for each pumping and i only can do it twice per day.
sometime the petrol station didn't on the device outside for transaction and i will drive to another one to play with the RM5 pumping, not dare to go to counter to request or just pump RM5 ^^,
tan_aniki
post Jan 17 2018, 04:23 PM

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QUOTE(akib_mullen @ Jan 17 2018, 03:49 PM)
Guys can explain a bit about my cards?
In letter when i got card it says combined limit is 6k
But take a look at the picture
» Click to show Spoiler - click again to hide... «

» Click to show Spoiler - click again to hide... «


My visa available balance is rm2570.13
My mastercard available balance is rm4552.51
But all cards balance is same at rm4877.36.
So which one is my balance credit limit?
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Your credit limit is RM6000 = RM763.19 (Outstanding Balance) + RM2666.68 (Authorised Charges) + RM2570.13 (Available Balance)
Same apply to MC.

Authorised Charges are those that haven't posted in your transaction yet.
Those involved installment plan charges and petrol pump charges at RM200 for each pump and revert back to actual charges after the petrol station do the settlement.

I don't think combine limit RM6k, it is separate RM6k as the all card balance is total outstanding + authorised charges, not available balances.

This post has been edited by tan_aniki: Jan 17 2018, 04:28 PM
tan_aniki
post Jan 24 2018, 06:15 AM

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QUOTE(chonghe @ Jan 23 2018, 09:32 PM)
good news
going to give it a go  rclxms.gif
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last time plan to get the Visa Infinite but now easy to get since i got Visa Signature.
Anyway i won't apply now because no more prestige feeling and others card like Aeon Gold (6x), HSBC VS (6x) and RHB SV/WMC (5x) provided more PPL entry then Public Bank and RHB is the best without any spending since it is no annual fee and no spending requirement.
tan_aniki
post Jan 24 2018, 05:17 PM

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QUOTE(BeastX @ Jan 24 2018, 05:11 PM)
Actually the maximum is RM2000 with 3 cards...

30+30+38+50+50 ... with RM100(x20)... effective CB 9.9%...

Max percentage 30+30+38+90 with RM1833... effective CB 10.26%
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don't simply make calculation
the RM30 + RM30 + RM38 is only RM98/month
the additional RM50 is only for 26 weeks which is RM1300
so for the 26 weeks, which is well over 6 months, max is only RM1888
tan_aniki
post Jan 25 2018, 10:01 AM

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QUOTE(sam240 @ Jan 25 2018, 09:16 AM)
Anyway to renew insurance thru online and can get cash back?
Which company of insurance covered?
Really want to know before renew my car / motor insurance.
Appreciate and thanks.
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i just dumped all my insurance auto debit to HLB Fortune Card for around RM2k for my wife, kids and myself, at least i got RM20 there already and public bank just mean for others online and dining activity. mbb vs is for grocery and petrol~
tan_aniki
post Feb 2 2018, 10:39 PM

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02 FEB 02 FEB (DGP) PB CASH BACK 4 U - WK1 50.00 CR

Haha, got mine as well~
One RM500 on VS and one RM500 on QMC, both to different Digi account~
tan_aniki
post Feb 4 2018, 12:07 PM

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5% CB for Quantum MasterCard:

Online Transaction:
MAJLIS PERBANDARAN KAJ KAJANG MYS
https://ebayar.mpkj.gov.my/sso/

Dining:
*KFC-KEPONG DT 20180 KUALA LUMPUR MYS
3 G FOOD GALLERY SELANGOR MYS (at C180)




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