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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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michaelho
post Oct 28 2017, 12:52 PM

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QUOTE(mamamia @ Oct 28 2017, 08:30 AM)
Which naughty nuri branch? I rmb last time not eligible for dining
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Atria & Desa Sri Hartamas

This post has been edited by michaelho: Oct 28 2017, 12:55 PM
michaelho
post Oct 28 2017, 12:53 PM

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QUOTE(michaelho @ Oct 28 2017, 12:52 PM)
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double post

This post has been edited by michaelho: Oct 28 2017, 12:53 PM
michaelho
post Oct 31 2017, 02:01 AM

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this months' 6% CB a bit risky though. Assuming our statement date is 1 Nov, since we want to hit Week 14 and also maximise RM833, if we swipe 30th Oct and it only gets posted on 1 Nov, then we might not be able to maximise the RM833 for October, right? Pls correct me if I am wrong.
michaelho
post Oct 31 2017, 05:03 PM

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[quote=LostAndFound,Oct 31 2017, 05:43 AM]
For those of us with multiple supps, not a problem as we may not maximize the 833 anyway, depending on the month.

And in fact if you swiped morning of 30th November very very high chance to get posted by 31st anyway.

But no problem, my statement date is 24 =p
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[/quote]

te=cybpsych,Oct 31 2017, 07:27 AM]
if your statement is 1 Nov, and the transaction posted in 1 Nov as well, you'll get cashback in your 1 Nov statement already.
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[/quote]


Noted with thanks. Did 10 swipes at 12.30am on OCt 30 but still not posted yet. Hopefully all goes well this week. Week 8 CB is still nowhere to be seen by the way
michaelho
post Oct 31 2017, 07:08 PM

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[quote=MGM,Oct 31 2017, 05:47 PM]
Noted with thanks. Did 10 swipes at 12.30am on OCt 30 but still not posted yet. Hopefully all goes well this week. Week 8 CB is still nowhere to be seen by the way
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[/quote]
Risk of doing it in d early Monday morning is when payment gateway is in Euro or US. Transactions might be dated one day earlier ie. Sunday.
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[/quote]



[quote=cybpsych,Oct 31 2017, 05:51 PM]
Noted with thanks. Did 10 swipes at 12.30am on OCt 30 but still not posted yet. Hopefully all goes well this week. Week 8 CB is still nowhere to be seen by the way
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[/quote]
what/where did u swipe?
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[/quote]


Done all 10 swipes on Payonline. Have always done it at circa 1230am every Monday morning, have all CB have been accorded. It's just that this week is a bit tricky for ME as 30th was Week 14 and also my statement date is 1st
michaelho
post Nov 2 2017, 09:37 PM

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My statement date 1 Nov, did a last minute swipe RM260 on 31 Oct and was posted and billed on 1 Nov statement, called up CS asking if the RM260 will be counted as Oct CB or Nov CB, he said Oct, meaning I'm losing out on RM260 x 6% = RM15.60. If it had posted on 2 Nov, then would be considered Nov CB.

I purposely swiped (it was a "cannot-wait-till-tomorrow" transaction) at 11pm 31 Oct , so fast they posted ... cry.gif

Just want to clarify with the sifus here if he is correct. TIA

This post has been edited by michaelho: Nov 2 2017, 09:38 PM
michaelho
post Dec 13 2017, 11:28 PM

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hmm, my solution to the RM38 revision, get more supp come January, hopefully they come up with new supplementary promo.


***********FREYASTYLE<


Hi guys, need help on paying bill thru UOB PayOnline.

Where do I locate the Bill Number on TNB and SYABAS bill?
I can see account number but not bill number.*********

I normally use the TAX INVOICE NUMBER

This post has been edited by michaelho: Dec 13 2017, 11:31 PM
michaelho
post Dec 14 2017, 05:10 PM

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QUOTE(PJusa @ Dec 14 2017, 12:01 PM)
I will be hitting the new limit with all my subs too fast now. Can anyone recommend a good additional card for a) grocery and b) online for me to apply?

I use 4 PB VS and Alliance Unique CB for the next 3k.
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a) grocery - try MBB IKHWAN - there's one which gives 5% rebate on grocery (but on weekends only)

b) Online - not sure, best to apply more PBB VS supp I guess
michaelho
post Dec 20 2017, 03:28 AM

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My stmt date Jan 1, hopefully won't kena cos I have maxed 4 out of 5 cards already sweat.gif
michaelho
post Dec 29 2017, 10:45 PM

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correct me if I am wrong, meaning now we need to use RM1000 a week (either Rm500 x 2 OR RM100 x 10) to qualify for weekly RM50 CB. With the RM38 max CB per card, we now need to use 6 - 7 cards to get full CB in a month (assuming 4 weeks in a month). That is going to be hard sad.gif
michaelho
post Dec 29 2017, 10:55 PM

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QUOTE(Human Nature @ Dec 29 2017, 10:50 PM)
For RM100 swipes, Every 2X RM100 in a single receipt gets you RM10.
RM50 is the weekly cap
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so to max RM50cb, meaning 10xrm100 la, right ? susah susah, hv to apply more supps. Those with 7 supps and more won't have any problem

This post has been edited by michaelho: Dec 29 2017, 10:56 PM
michaelho
post Dec 29 2017, 11:10 PM

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btw, someone reported Week 20 is in, but havent seen Week 18/19 also, anyone?
michaelho
post Jan 1 2018, 06:26 PM

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Just made RM100 x 4 transactions. Let's see if they gimme RM20 CB for Week 1. smile.gif


and applied another supp card via email.

This post has been edited by michaelho: Jan 1 2018, 06:27 PM
michaelho
post Jan 2 2018, 02:57 AM

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statement date 1st of Jan, got full CB

01 JAN 01 JAN (DGP) CASH BACK BONUS 49.09 CR
michaelho
post Jan 2 2018, 09:49 PM

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Naughty Nuri's Subang 6%
Family Mart Scott Garden 6%


michaelho
post Jan 11 2018, 08:38 PM

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emailed supp form on 1/1/18, got card in the mail today. Surprisingly efficient this round.

*mental note to myself and everyone : CB will not be awarded for the first month. For eg: Statement date 1st Feb, dont bother rushing for the RM38 CB for Jan month cos you wont get it. Start using in Feb. I sudah kena last time *
michaelho
post Jan 11 2018, 10:17 PM

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QUOTE(donhue @ Jan 11 2018, 09:41 PM)
I remember reading on this forum that there were people who contacted CS and managed to get the cash back for the 1st (partial) month as well..
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Oh, that I didn't know cos I tried to appeal but failed. Can anyone confirm this ?
michaelho
post Jan 11 2018, 11:16 PM

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QUOTE(donhue @ Jan 11 2018, 11:07 PM)
this was mentioned back in v3 of this thread.. forumer said that it happened a year ago, so he got it back in 2015.. maybe process change already..

Source
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Oh yeah, I remember now, thanks. Yeah, I tried but failed sad.gif

So i don't want to take the chance anymore

This post has been edited by michaelho: Jan 11 2018, 11:17 PM
michaelho
post Jan 20 2018, 10:51 PM

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QUOTE(theberry @ Jan 20 2018, 09:06 PM)
[attachmentid=9531453]

guys, tis one is use sms from principal or supp hp?
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don't think it matters really. As long as you get an SMS confirmation after that, you are good to go. Talking from personal experience, any recent changes I am not sure .


And to those having trouble with sending the application via email, do it with PDF. I was taught by some good people here too. Their file limitation is like fark. Make sure you receive an email confirmation from them after that, otherwise call and ask if they receive the application. Did ALL my supp cards with PDF format, no problemo
michaelho
post Jan 25 2018, 03:00 PM

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applied Quantum over email yesterday for more cards to play around with. And today received a call from them to verify. Quite fast I must say. Am I correct to say that for Quantum, CB will only come in after the following month of approval, like VS?

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