I had a negative experience using my Amex card today. I was buying a big ticket item (in the thousands of ringgit) but I couldn't complete my transaction at the store after 3 attempts. After switching to my Mastercard, I had no problems with completing my payment.

The Cashback and 5xTP were one of the main reasons I chose to have the Amex card in the first place but if I can't take advantage of these two features, what's the point?

I'm going to lodge a complaint to see if I can get the remaining TP that I am owed.

If I were you, I would change the treat points to krisflyer Miles.

Assume that all your TP are accumulated from MBB2 cards.
Every 500 krisflyer Miles for 4,240 treat points

http://www.maybank2u.com.my/WebBank/TPoints-Redemption-2.pdf

So you need 8,480 treat points for every 1,000 krisflyer Miles.

600,000 / 8,480 = approximately 71,000 krisflyer Miles.

You can take 1 trip business class to Hong Kong from Singapore and 1 trip first class from Hong Kong to Singapore .

Business class : 27,500 krisflyer Miles one way
First class : 37,500 krisflyer Miles one way

I planned to redeem the one way suite to Europe (Zurich and Frankfurt) and one way business class from Europe (Zurich and Frankfurt) in oct 2018. However it is under wait list. I mean I redeem via savers awards  instead of standards awards.

So I am thinking to change my plan to Beijing roundtrip by taking suite. Can redeem immediately if I choose savers awards.

I think it is more difficult to redeem suite class in future because the number of suite is reduced from 12 to 6.

For your information, 

Every 1,000 Enrich Miles needs 10,600 TP for normal Maybank cards.

Every 1,000 krisflyer Miles needs 8,480 TP for normal Maybank cards.

However if you are using premier cards such as Amex reserve, every 1,000 enrich Miles or krisflyer Miles needs 4,770 TP.

Eraman Promotion [ MBB | T&Cs ]
Campaign period: 1 February 2018 until 31 March 2018

Get cash rebate when you spend with Maybank Credit/Charge Cards at Eraman this auspicious season!

RM50 cash rebate
With a minimum spend of RM500 in a single transaction at participating Eraman outlets in KLIA & klia2

Click here for the participating outlets.

*Campaign is limited to 5000 units of rebate on a first come, first served basis.
15% OFF
Main dish selection at Bibik Heritage, klia2

*Discount excludes prevailing service charges and goods & service tax (GST). It cannot be exchanged for cash or used in conjunction with other promotions programmes, discounts, vouchers or privilege cards.

This shows how long I never visited SB.

I usually reload with Amex on weekends, now no more 5% rebate.
Bye SB   

You can save even more by not drinking SB =p

Most of the time, I use CIMB Mastercard Wave to pay at McD.
Success rate is 95%!

Just redeemed my TP at card center The Gardens. The officer told me the TP redemption will be revised effective Jul 18, wait for the official announcement.

Credit card fee for merchants will go down from 1.1% to 0.48% as planned by Bank Negara so the value 1TP may drop to 0.1% by 2020!

3% merchant -> 0.6% / 0.5% TP (2000)
2% merchant -> 0.4% TP
1.1% mechant -> 0.2 ~ 0.25% TP (2015)
0.48% merchant -> 0.1% or less TP (by 2021)

fraud?

How you know about "Egypt to New York"?

the proposed sst should be effective in september pending any changes.

Actually no requirement to abolish GST (but they want to do that first). And I don't think dewan negara will hold it up, all used to being rubber stamp.

1st September is possible.

Don't worry. GST law will be brought to parliament today and SST 2.0 will be offered to MP later this week. 1/9 just in time.