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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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talexeh
post Aug 9 2018, 09:50 AM

One man's meat is another man's poison.
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Senior Member
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QUOTE(veron208 @ Aug 9 2018, 06:55 AM)
The issue was you have the choice to use cc or not to use. CC is a luxury item and you can always choose not to use it, hence you dont have to pay for the tax.
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> CC is a luxury item
> dont have to pay for the tax

These 2 statements contradict each another.
talexeh
post Aug 9 2018, 11:11 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(LostAndFound @ Aug 9 2018, 10:53 AM)
No contradiction. Luxury item means you can choose not to use it (then you won't pay tax). Not like essential like rice, want or not also must have rice.
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That's exactly my point. CC is definitely a luxury item since it allows you to possess a line of credit that's instantaneous.

Whether a person use the CC in his wallet or not, he / she still subscribes to the convenience that is provided by a CC so like it or not, you'll still have to be taxed. An analogy would be to join a hotel membership & refusing to pay for 2017 membership fee since you didn't stay at the hotel at all in 2017.
talexeh
post Aug 9 2018, 11:41 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(veron208 @ Aug 9 2018, 11:34 AM)
The point is you "want" that convenience of CC then you should pay for the tax.
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And that's exactly my point. I might have confused your initial statement since it read to me like you're saying CC is a luxury item so there's no need to pay tax for it. rclxub.gif
talexeh
post Aug 11 2018, 05:47 PM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(chaos255 @ Aug 11 2018, 05:45 PM)
If I pay TNB by using M2C AMEX through m2u at weekend can get cash back or not? Have learn tnc before, can't find any details.
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IIRC, yes to cashback but 1x to points.

This post has been edited by talexeh: Aug 11 2018, 05:48 PM

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