Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend
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 Sep 17 2017, 07:52 AM
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#1
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Senior Member
2,269 posts Joined: Nov 2004 
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Hi fellow seniors, I realized that calculation for interest is slightly different for both AMEX & MC. For AMEX, is 8.88% p.a divided by 12 is 0.74% per month. for MC, its slightly higher, could it be 15% p.a? where its 1.25% per month?
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Apr 30 2018, 09:43 AM
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#2
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Senior Member
2,269 posts Joined: Nov 2004
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is fixed allowances will be considered as part of the income eligibility to get mbb2 plat?
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Apr 30 2018, 04:31 PM
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#3
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Senior Member
2,269 posts Joined: Nov 2004
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QUOTE(fruitie @ Apr 30 2018, 10:34 AM) Yes. thanks senior, because of job change, my pay will be reduced from my current job, but in totality, the salary is higher due to fixed allowances. QUOTE(Lego Warfare @ Apr 30 2018, 12:32 PM) Pledge FD. If you are above 65 yrs there is supposedly a Bank Negara ruling where you won’t be able to apply for cc. My current bonus payout is not reflected BE form, but based on 2017 EA form, the totality is above RM50k, so does it qualify? Will they accept EA form instead?Even your annual bonus will be taken to consideration. Just give your income tax BE form & payment receipt can alrdy. |
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Apr 30 2018, 05:44 PM
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#4
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Senior Member
2,269 posts Joined: Nov 2004
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QUOTE(Lego Warfare @ Apr 30 2018, 04:55 PM) No, only BE form. M2Platinum requirement is RM60k though, so with RM50k it is still a bit far. The only way is to pledge FD, but there is hardly any difference between the Gold and Platinum except for the dedicated hotline. Yeah with my newly reflected salary in March, I have it at RM60k annualy. QUOTE(fruitie @ Apr 30 2018, 05:09 PM) Just use your payslip if it reflects RM 5k and above for basic salary+fixed allowances. Will 1 month payslip will suffice? or I need to wait another 3 months as per website requirement? |
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Jun 17 2018, 09:27 AM
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#5
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Senior Member
2,269 posts Joined: Nov 2004
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just out of curiosity, in regards to DSR, what is the ideal number that is positive to bank eyes? lower the better?
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