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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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dreamthief
post Dec 27 2017, 10:08 AM

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QUOTE(Berserker @ Dec 25 2017, 10:43 PM)
Anyone here have experienced rejected payment when purchasing from amazon us and have to called their CS to approve the transaction? This is the drawback when using maybank 2 platinum cards. Really fed up with such restriction and have to call CS as to beg for approval.
Worst still, they will ask how long to activate the payment for the merchant..
Using my HSBC CC straight away approve payment...
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QUOTE(hong823 @ Dec 26 2017, 06:45 PM)
I have the same situation too when using my Maybank amex cc to buy item from Amazon US, amazon keep rejecting the payment. But using it in local US store is fine.

What I did was calling the CS (Within 24 hours of the rejection) so that CS could find the rejection record and they specifically allow future transaction for that merchant only. They also asked me how long i will be staying in the US, which make me assume there is a time limit for the merchant allow for my card.

I also asked the CS if it's possible to allow all merchant future online transaction, and they told me this is not possible due to security reason.

This is kind of annoying for frequent traveler to call up CS every time for a new online merchant, plus the roaming fees you need to pay when calling CS in Malaysia from oversea country.  doh.gif
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I noticed this also. There is a difference though, Maybank system is blocking a lot of overseas sites purchases. Like Amazon, bookdepository, ebay, paypal... If you travel, it's retail physical stores, no issues.

Everytime have to call them to unblock them, and they take like 5 mins. Annoying. What I did, I ask to enable payment for selected merchants. So far okay.

Sometimes treat inconvinience as a security feature.. hahah smile.gif

This post has been edited by dreamthief: Dec 27 2017, 10:08 AM
dreamthief
post Dec 27 2017, 09:41 PM

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QUOTE(hong823 @ Dec 27 2017, 10:24 AM)
Could you ask CS to enable for online merchants prior to making the payment (Like before you went oversea, and calling CS from Malaysia)? If so, what information the CS required to enable it? Merchant's url? Merchant's name?

I once asked, they need me to at least tried to make the payment once for rejection, so that they could see in their system to whitelist it. Transaction must be within 24 hours of calling CS.

One thing I also noticed that, Amex and Visa has different security measurement for oversea online transaction. I could easily use my Maybank Visa CC for Lyft ride but never on Maybank Amex CC (Maybe I need to call CS to enable, didn't try that).
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I know what you mean. No, cannot, they told the same, try transaction, they whitelist it.

So far, I tried to "unblock" all transactions from selected merchants.

Example, Like I tell them, don't block anymore if i make purchases via paypal using this card. One thing though, it only after they block multiple times from the same paypal, I got frustrated...

and yes, AMEX security is more stringent (so to speak)....

This post has been edited by dreamthief: Dec 27 2017, 09:43 PM

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