Wait for Maybank treatfair if your TP expiry date is allow, there are lots of items you can redeem by using TP with lower TP rate

Not everyone is so free to go to PTPTN office to do the business.
They don't open during weekends except those at UTC.
I would like to stress that not that I don't pay a single cent at all.
In fact, I did pay extra but their stupid system won't offset the outstanding amount.
As of now, I had made 3 extra repayment amounts.

I also have reduced my CL on my CIMB to cater for this. In fact a total of RM 10k reduction.
It's OK. I'm sick and tired of MBB.
Once BT ended, I'll cancel the Ikhwan card, move out my FD once they matures and change my car insurances away from Etiqa.

For credit report, it's not easy to get it at Penang Island. There's only one BNM branch at Penang Island.
There's no UTC/AKPK centre.
Alternatively, need to pay for it.
As for PTPTN, as I said earlier, they don't open in weekends.

How I wish to be in KL, I can go deal these at UTC!

I'm aware of this facility.
I don't have scanner/fax.
It needs to scan in documents. A lot of documents:

1. Borang Permohonan Laporan Kredit (Credit Report Request, CRR);
2. Borang Pengisytiharan Pinjaman;
3. Salinan MyKad anda yang jelas (depan dan belakang); dan
4. Mana-mana dua dokumen berikut (dengan nama dan alamat anda jelas tertera pada setiap dokumen): Lesen memandu/Bil utiliti seperti bil air, bil elektrik, bil telefon atau bil ASTRO/Penyata akaun bank/Penyata kad kredit/Penyata KWSP.

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