I think have to call CS.

most banks would indicate that via online banking, credit limit available but not m2u.

Yes. You can manually pay. Statement balance minus cash back. You won't be charged interest. I do that every month. Save that rm40-50.

I assume your due date is after the 1st.

Well, yes, but your due date would be 22nd of the month. Most people don't get paid that early. I followed the advice of cybpsych years ago, when I first used these 2 cards... to switch the Due Date to 2nd instead. Which means stmt date of 12th/13th.

for those who have experience upgrading from gold to plat, will there also carry over your spending which are entitled for cashback? as to not lose out on the cash back.

Yes.

Yes.

Any instalment will be carried to the platinum card. Same happened to me.

They will do it for you. Easy. They won’t forget to charge you.

Based on posting date. If you swipe something on 9th but got posted on 11th, that expense will only appear inthe next statement, so you pay it one month later. So if it was a huge transaction, you delay the payment for that few thousand ringgit to next month.

If still confuse, just pay statement balance before due date every month. You will be safe

In my few years experience with maybank, no, not at card centre.

I shared this in the general thread. Someone I know save her card details in Apple id. Fell for phishing, click on unauthorized link, email appearing to be from Apple.

Data lost (we guessed). She made a call to maybank, no transaction took place yet. But 2 days later unauthorized transaction posted. Amounted to 2k+. Send for dispute, pending reversal. Hassle could be avoided if replacement card was requested.

Yes, it was amex.

This post has been edited by adele123: Jan 26 2018, 09:59 PM

If you buy your tickets with the card, you only get insured for that particular trip.

You automatically entitled for insurance as long as you fulfilled the conditions. The travel insurance tied to credit cards are usually not comprehensive

I think no limit on number of times since I don't think they check that how many person swiped for air tickets.

Answer to b) is yes. Reason being only prinicpal member can redeem. Supp card cant

Are you at klang valley? I get them changed to aeon or any paper vouchers at card centre

You can still exchange tp to miles, you dont get the 'preferential' rate when converting like maybank 2 premier.