if register both, spend RM1000 in oversea
can get RM100 rebate(Cross Border) and chance to get RM100(Triple 100) cashback?

Sorry to ask some noob question.
Do fill petrol got AMEX x5point and 5% rebate weekend?
Someone suddenly tell me not included.....
So is it true?

afaik Amex is 5x treatpoints

no difference. if one is not using rewards card but using cash rebate card, the cash rebate can be used to offset also.

but ultimately there are fee to pay for owning a credit card. and it will reduce the rebate earned ultimately.

Very rare for you to make such mistake.

I spent ngam2 RM1k.. Only got RM49.96.

haha cannot control the swipe cuz large sum, cannot break

it was adhoc spend, oh well, all is good. give and take.

theoretically, yes

practically, not everyone can do that in real-life retail spending outside.

of course online payment easy to adjust the amount.

as I wrote, outside retail, you can't.

No contradiction. Luxury item means you can choose not to use it (then you won't pay tax). Not like essential like rice, want or not also must have rice.

I am curious how come she can get 23 pcs of card.
I can't imagine her salary is how much... is really like directors level already..

Yes, for me more than 20 pcs of card already surprise. Unless you are Dato or Datin level each card you got swipe to purchase items.
But don't tell me 20 cards of it, only 5 cards are active one. The rest is terminate of cc.. Of course that one cannot count.
More than 15 pcs of card can put inside all the card holder (Something like name card holder).
The more you hold the credit card, the more need to monitor your cc all the time.
Unless you are very free time every month access to your cc account to check the transactions.
You should aim CEO level..  :thumbsup:
Each bank at least have 8 or 9 types of cc.

In Malaysia, if 5 local bank (exclude those unfamous government bank) have 9 types of card. Then you can apply 45 pcs of credit card. (Which is exclude of oversea bank).

You are almost the winner king or queen of credit card. 

CC shopping spree?

If you are currently loan car or houses, and yet still can apply your CC.. I will really respect to you. 

But if you don't have house or car yet, you will be surprise next time apply loan or houses or personal loan. All loan will be rejected due to too many cc under your name..

just try to apply Maybank 2 Card Gold via ringgitplus, not sure can lepas or not... pasal got almost 1mil loan with banks (house, car, etc).. tried to apply last few times but rejected... this time try to use BE + income tax receipt + 6 month bank statement + SSM... dunno can or not...

last few days checked my CTOS score, falls on 660 (below average)... dunno how only can get extra cc... haizzz

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