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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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JuneResources
post Feb 12 2018, 10:11 PM

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It seems like American express card can enjoy 5% cashback on weekend only.
But what about Maybank 2Mastercard/Visa card? Any cashback or not?

If request to cancel the Maybank 2Mastercard.Visa card but retain the active of American express card, is it possible? Or compulsory must pair for both card?
JuneResources
post Feb 12 2018, 10:32 PM

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QUOTE(David83 @ Feb 12 2018, 10:13 PM)
1. No cash back for Mastercard/Visa. Please read & understand the benefits carefully.

2. Cannot cancel. You can only choose not to use it.
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QUOTE(joevo2 @ Feb 12 2018, 10:17 PM)
No cashback for the Visa/MasterCard only x1 Treatpoints collection.

Cannot cancel the other card. It comes together.
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mega_shok.gif Arrhh...It's seems like Visa/MasterCard is for BouslinkCard. In worst called DisplayCard.

Thanks for your all advice.. notworthy.gif

This post has been edited by JuneResources: Feb 12 2018, 10:33 PM
JuneResources
post Apr 19 2018, 11:05 PM

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QUOTE(Devil4life @ Apr 19 2018, 03:51 PM)
tell me where you drop your card I'll go pick it up and use Paywave  brows.gif  icon_idea.gif
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Remember borrow me that card, I wanna to swipe for iphone X RM250 X 20 transactions. devil.gif
JuneResources
post Apr 20 2018, 09:07 AM

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QUOTE(chiahau @ Apr 20 2018, 01:43 AM)
There's a limit to paywave a day. You gotta do it over 30 days or so....
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Oh man! shocking.gif Like that I spend almost 1 year for paywave for iphone X. HAHA!!
JuneResources
post Apr 25 2018, 05:12 PM

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QUOTE(SzeMeng76 @ Apr 25 2018, 10:08 AM)
Normally MBB strict with minimum requirements.
And their high tiers card got useful? Lol
If you don't mind paying annual fees, their annual fees can't be waived.
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Annual fee can't be waived? shocking.gif
If like that, better before annual fee kena charge.. Request to terminate..

I guess too many people use MBB CC already, so won't scare you lari.. whistling.gif
JuneResources
post Apr 25 2018, 08:44 PM

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QUOTE(chiahau @ Apr 25 2018, 05:15 PM)
Can waive with minimum spending lah.

Eg -

MBB VS - 30k

MBB 2 Premier - 80k

MBB WMC - 100k
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Waa... Almost every year purchase 1 car can enough for waive AF. whistling.gif

QUOTE(SzeMeng76 @ Apr 25 2018, 05:31 PM)
Ya for those high tier cards  sweat.gif
must waive with require spending.
If your spending no reached the tier, it cannot be waived (my proper statement should be like this, my bad  sweat.gif )
Not like others international bank like SCB/Citi, still got chance to waive when you call bank to request.
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If those high tier cards only for business or enterprise cc, then nothing to comment.
But if is an individual cc, require high spending. I feel it's non-sense already.

Of course if bank want to get your sales, bank can help you to waive the AF by call bank to request.
Unless the particular bank business too big already until won't scare you terminate card. whistling.gif
JuneResources
post Apr 29 2018, 06:45 PM

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QUOTE(polarzbearz @ Apr 29 2018, 06:11 PM)
Ahh... mystery solved. Was scratching my head why Maybank give me free money (can't complain) laugh.gif sweat.gif

» Click to show Spoiler - click again to hide... «

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Can you tell us why suddenly give so many free money?
Is it you win something from MBB campaign n promotions?
JuneResources
post May 14 2018, 04:43 PM

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QUOTE(frozz@holic @ May 8 2018, 09:15 PM)
so now rate up again 500 = RM1
those blood suckers !!
time to redeem Aeon vouchers then
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Damn it! mad.gif Haven't get the card yet then revise the rate soon..
Never mind.. For me as long as don't have changes of CB rate then OK already..
JuneResources
post May 15 2018, 01:34 PM

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QUOTE(saitong09 @ May 14 2018, 08:09 PM)
Yes, still a good card. 5% + 1% (equivalent) after revised
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1% (equivalent) is for CB also? blink.gif
JuneResources
post May 23 2018, 11:06 PM

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QUOTE(jchong @ May 23 2018, 05:30 PM)
Cannot waive? Like if spend min XXXX per year...?
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You think you use Siti card or U card can request waiver meh?
No such a good thing can request waiver one, especially for local bank...
JuneResources
post May 23 2018, 11:12 PM

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Hey guy.. Wanna to ask you all expert king/queen credit card..

Can I just activate the american express card ONLY but did not activate the mastercard one?

If I activate the american express card only, is it I still can eligible to get cashback?
JuneResources
post May 23 2018, 11:48 PM

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QUOTE(ProxMatoR @ May 23 2018, 11:14 PM)
afaik, activate both together. u can just put that master card in your drawer la since u not gonna use it.... hahaha
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This is the problem that I will forget where already if I put master card in drawer too long year..
That why I plan want to activate american card only. while mastercard put in drawer with no activated (with peace of mind).. tongue.gif
JuneResources
post May 24 2018, 04:47 PM

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QUOTE(jchong @ May 24 2018, 10:05 AM)
I've had credit cards from Hong Leong and Public Bank where I requested for waiver before and they granted it. I think the bank looks at your overall spending amount and payment history and has the discretion to grant a waiver of the annual fees.
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But what I know some of the certain credit card can request waiver, but some type of credit card is no tolerance...
Unless a year you swipe almost can buy mercedes car..

QUOTE(jchong @ May 24 2018, 10:06 AM)
If you want more peace of mind then cut up and destroy the Mastercard smile.gif  Then no chance of it being used.
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QUOTE(LostAndFound @ May 24 2018, 10:10 AM)
Bad idea, next time when got fraud case (fraudster don't need your physical card) what you gonna say?
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Nowadays fraudster can use online to purchase even through you cut up your mastercard.
Unless you use fire and burn it your mastercard into very tiny pieces, then no comment to say..


QUOTE(barneysteinsson @ May 24 2018, 10:10 AM)
I only activated amex, seems fine
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Then as usual can get CB for amex, right?
If like that, I do your same method activate amex only.. While another mastercard throw to drawer or put in freezer.
Without activate the card, I guess fraudster can't purchase anything through online...
JuneResources
post May 27 2018, 11:14 AM

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QUOTE(fruitie @ May 26 2018, 04:56 PM)
AmEx has no contactless card, at least for Malaysia.
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I realize this Amex card is not as easy use in Malaysia.
Most in Malaysia only applicable for Visa or MasterCard.

But what is the reason Amex merchant is very less in Malaysia? (Not to mention Klang Valley and Selangor lah)
JuneResources
post May 27 2018, 11:44 AM

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QUOTE(coolguy99 @ May 27 2018, 11:16 AM)
Amex cc charges are high, hence it translate to less profit for merchants. This is why we do not see those smaller businesses adopt AMEX facilities as their profit margin is usually smaller as compared to those large businesses.
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QUOTE(David83 @ May 27 2018, 11:16 AM)
MBB ruined the business itself when MBB revised the cash rebate benefits few years back for the MBB2Kard AMEX/Visa.
On top of that, the merchant fee imposed is higher compared to Visa/MasterCard.
AMEX Malaysian operation is majority under MBB even though HLB does offer AMEX products.
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I though because AMEX does not support paywave functions, so most of the smaller businesses don't want it.


QUOTE(David83 @ May 27 2018, 11:27 AM)
I used to have MBB2Kard AMEX but cancelled after benefits revision
Being tried to re-apply back last year but rejected.
Don't bother to get one as of now.
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When you request cancel?
If you cancel on 2017, then you need to wait until 2019 can apply again the card.
If I'm not wrong, the information will obsolete after 1 year from the date you successfully cancel the card.
JuneResources
post May 30 2018, 07:57 AM

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QUOTE(David83 @ May 27 2018, 12:21 PM)
You're wrong. A lot of small business (esp cafe) reluctant to use Wave.

In 2015, when 5% weekend cash back only for DINING.
I re-applied in 2nd half of 2017.
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Same too applied 1st to try first.
Damn overlook myself mostly merchant don't support AMEX.

Online purchase also less for support AMEX..
Haizx.. headache..
JuneResources
post May 30 2018, 01:02 PM

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QUOTE(alexwsk @ May 30 2018, 08:12 AM)
use it for petrol, pay bills via M2U lo
major supermarkets support AMEX
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Water bill also can get CB via, M2U?

QUOTE(jchong @ May 30 2018, 10:07 AM)
Although support for Amex is more limited compared to Visa/Master, you only need to spend 1k (on weekends) to get the max RM50 cash back per month.

Normally for me, my petrol spending and other spending at places like Aeon, Parkson, Guardian, Watson will be enough to hit 1k per month. So it's not difficult to get the max cash back from Amex.
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I think Won't be everything spend by using this AMEX.
I only use this when other bank provide tiny CB for certain transactions.

QUOTE(fruitie @ May 30 2018, 11:10 AM)
I'm also happy with what it is now. Bill payments and PTPTN are my main usage for AmEx. rclxms.gif
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Bt ptptn transaction won't earn your TP, right?
Since ptptn can get CB, planning to cancel the AmCard already.
That is really tiny 3% CB for useless Amcard.
JuneResources
post May 30 2018, 04:14 PM

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QUOTE(nitehawk @ May 30 2018, 02:49 PM)
No.
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Damn it bangwall.gif
End up still need cash in hand since nothing benefit by using CB..
JuneResources
post Jun 1 2018, 03:04 PM

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QUOTE(frozz@holic @ Jun 1 2018, 09:55 AM)
this things happens .... i "enjoyed" my first encounter right when i bought somethings from indiegogo.
The process is slow, stupid, and always favors the bank than the card user.
That's why now i request to block every trx outside malaysia, anything over RM1 send notification, and anything over RM500 have to call first.

I notice Amex are more susceptible to fraud than visa/master.
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QUOTE(taiko8148 @ Jun 1 2018, 12:19 PM)
Received this today....
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Keep changing all the time with non-stop...
Troublesome... shakehead.gif

QUOTE(Lego Warfare @ Jun 1 2018, 12:23 PM)
Yep, happened to me twice as well.
However 1st time was a small amount, CS told me amount will be refunded - didn't even need to fill in any form.
2nd time I received alert of someone trying to purchase some flight ticket from some European airline, didn't get through though. Called CS immediately to cancel my card.

CS even admitted that Amex is more prone to fraud cases.
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QUOTE(maxubex @ Jun 1 2018, 12:43 PM)
My wife Amex pun kena. From google and apple store. 300+ something.

Need to pay first then submit claim report.. then they will investigate, if really fraud only can claim back..
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Seems like the AMEX security is a big problem nowadays.
It should be not easily swipe one, unless your phone been stolen and already get your MSCODE number.

If they say the fraud is not the bank problem, then end up you pay 300+ donation to google and apple store? unsure.gif That is really huge~ doh.gif
JuneResources
post Jun 7 2018, 04:17 PM

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Shitt.. Is it only happening for AMEX card?
The rest like visa or mastercard don't have like this fraud case, am I right?

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