When you are dead, your family are needed to submit back your IC to JPN in order to issue Death Certificate.

Once your IC is submitted, JPN will issue notification to Bank Negara to freeze your accounts in their database, and Bank Negara in turn will issue orders to respective banks to freeze all your accounts.
Same goes to your assets. Jabatan Tanah will be notified and your assets will be frozen.

Unker... only after you get the perintah from the official, next to kin can transfer the money of deceased.

Bank officer refused to print the bank book statement for us even when we have death certificate.
We can't even check the bank balance in normal situation. Why do you think you can transfer the money in the account?

Thats strange. I followed my friend do it. For rhb bank. The bank just need his ic, his birth cert n the deceased death cert. He fill up a form n a week after settle.

The only problem was need to do it at the branch the acc was opened. It was in kuantan. So we went for a little road trip.