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> cheapest way to transfer money to singapore

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TSrae0724
post Aug 22 2017, 12:54 PM, updated 4 months ago

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hi i need to transfer around 100sgd to singapore's friend.
may i know the cheapest way to transfer it?
i only know western union or paypal, and use maybank to transfer to taiwan before. the currency is ouchhhh...
so want to know which is more cheaper?
i am not very experienced in this.
and the related topic created was like years ago.
i am afraid the info maybe different.
Ramjade
post Aug 22 2017, 12:58 PM

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QUOTE(rae0724 @ Aug 22 2017, 12:54 PM)
hi i need to transfer around 100sgd to singapore's friend.
may i know the cheapest way to transfer it?
i only know western union or paypal, and use maybank to transfer to taiwan before. the currency is ouchhhh...
so want to know which is more cheaper?
i am not very experienced in this.
and the related topic created was like years ago.
i am afraid the info maybe different.
*
Money match.
TOMEI-R
post Aug 22 2017, 01:01 PM

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QUOTE(Ramjade @ Aug 22 2017, 12:58 PM)
Money match.
*
Aih... no chance for me to summon you. so fast. laugh.gif
Ramjade
post Aug 22 2017, 01:03 PM

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QUOTE(TOMEI-R @ Aug 22 2017, 01:01 PM)
Aih... no chance for me to summon you. so fast.  laugh.gif
*
Got malaysia own transferwise, use la. No need give bank extra money biggrin.gif tongue.gif
Approved by BNM some more thumbsup.gif thumbsup.gif
saikia2046
post Aug 22 2017, 01:04 PM

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how much can S$100 lose by using paypal or etc? Don't waste your time lar.
TOMEI-R
post Aug 22 2017, 01:04 PM

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-deleted-

This post has been edited by TOMEI-R: Aug 22 2017, 01:14 PM
TSrae0724
post Aug 22 2017, 01:05 PM

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QUOTE(Ramjade @ Aug 22 2017, 12:58 PM)
Money match.
*
what is the difference of community transfer and direct transfer? ><
Ramjade
post Aug 22 2017, 01:07 PM

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QUOTE(rae0724 @ Aug 22 2017, 01:05 PM)
what is the difference of community transfer and direct transfer? ><
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Don't know. Just use their transfer. Cheaper than community.
TSrae0724
post Aug 22 2017, 01:08 PM

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QUOTE(saikia2046 @ Aug 22 2017, 01:04 PM)
how much can S$100 lose by using paypal or etc? Don't waste your time lar.
*
excuse me, am i bothering you?
this is not kopitiam board
TSrae0724
post Aug 22 2017, 01:08 PM

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QUOTE(Ramjade @ Aug 22 2017, 01:07 PM)
Don't know. Just use their transfer. Cheaper than community.
*
okay, seems good.
i duno this website at all
thanks for sharing ^^
Ramjade
post Aug 22 2017, 01:14 PM

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QUOTE(rae0724 @ Aug 22 2017, 01:08 PM)
okay, seems good.
i duno this website at all
thanks for sharing ^^
*
Alternatively, if don't want to use fintech, transfer using normal TT. Pay Rm10.60 + agent fees + SGD10+
TSrae0724
post Aug 22 2017, 01:15 PM

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QUOTE(Ramjade @ Aug 22 2017, 01:14 PM)
Alternatively, if don't want to use fintech, transfer using normal TT. Pay Rm10.60 + agent fees + SGD10+
*
western union also need to pay this much?
Ramjade
post Aug 22 2017, 01:24 PM

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QUOTE(rae0724 @ Aug 22 2017, 01:15 PM)
western union also need to pay this much?
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Pay more than TT.

TT is the cheapest of all option from banks. Of course if use money changer, even cheaper than banks.

If your friend have debit card with Visa Direct and you have debit card with Visa Direct, you can use Visa Direct to initiate a transfer as well.

This post has been edited by Ramjade: Aug 22 2017, 01:26 PM
Staterrotor
post Aug 22 2017, 04:34 PM

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nice tips THX)
TSrae0724
post Aug 22 2017, 06:46 PM

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QUOTE(Ramjade @ Aug 22 2017, 01:24 PM)
Pay more than TT.

TT is the cheapest of all option from banks. Of course if use money changer, even cheaper than banks.

If your friend have debit card with Visa Direct and you have debit card with Visa Direct, you can use Visa Direct to initiate a transfer as well.
*
i see, got it!
thank you very much for your info xD
ikanbilis
post Aug 22 2017, 07:15 PM

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QUOTE(rae0724 @ Aug 22 2017, 12:54 PM)
hi i need to transfer around 100sgd to singapore's friend.
may i know the cheapest way to transfer it?
i only know western union or paypal, and use maybank to transfer to taiwan before. the currency is ouchhhh...
so want to know which is more cheaper?
i am not very experienced in this.
and the related topic created was like years ago.
i am afraid the info maybe different.
*
Cheapest and fastest way. You transfer RM320 to me. I transfer SGD100 to your friend. Immediate transfer biggrin.gif

Attached Image


hurtedheart
post Aug 22 2017, 11:12 PM

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QUOTE(ikanbilis @ Aug 22 2017, 07:15 PM)
Cheapest and fastest way. You transfer RM320 to me. I transfer SGD100 to your friend. Immediate transfer biggrin.gif

Attached Image
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Rm 320 for sgd100 is cheapest? Like no difference from Maybank TT
Ramjade
post Aug 22 2017, 11:20 PM

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QUOTE(hurtedheart @ Aug 22 2017, 11:12 PM)
Rm 320 for sgd100 is cheapest? Like no difference from Maybank TT
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Cheap. You know why?
1)'No need to pay RM10.60 + agent fees + SGD10+ You pay IBG of only RM0.11
hurtedheart
post Aug 22 2017, 11:36 PM

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QUOTE(Ramjade @ Aug 22 2017, 11:20 PM)
Cheap. You know why?
1)'No need to pay RM10.60 + agent fees + SGD10+ You pay IBG of only RM0.11
*
It looked 'cheap' as it involved only RM0.11 for IBG, but that's superficial. Base on the rate offered @ RM3.20 .. is no difference from after you add in the RM 10.60 + sgd 10 (Maybank my to Maybank SG no agent fees). Did a transfer last week, after considering the RM 10.60 & sgd10 it is RM 3.19xx equivalent to RM 3.20 lo ..
ikanbilis
post Aug 22 2017, 11:37 PM

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QUOTE(hurtedheart @ Aug 22 2017, 11:12 PM)
Rm 320 for sgd100 is cheapest? Like no difference from Maybank TT
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For small amount like sgd100, it's not a good idea to use bank TT because of the costs involved i.e. service fee, transaction fee, beneficiary bank (agent) fee etc.

http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC04.01

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