If your money stuck in luno you cancell the transaction and buy btc or ethc in luno..later you transfer the btc or ethc to coinhako or any platforms..this is due to luno recent problem with maybank or other banks in malaysia.

This is the only way for you to save your money and when you sell your btc or etch in coinhoko they will give you low rate , for eg if you sell 1 btc you easily lose 6k or 7k like that.

But if you dont need money now you can leave your btc or etch in coinhako let the price increases then only you sell.

Like my case I transfer all my btc to coinhako and sell them all.I lost some money which is ok then lose all my money in luno.my experience with coinhako is very good.I made few withdrawal and the money deposited in my maybank very fast sometime in 2 hours like that.

If you believe in luno no harm leave your btc or etch with them.they just need sometime to solve their problems. The best about  luno is their buy rate or sale rate is the same meaning  everytime the btc or etch price increases you make profit on the spot.unlike coinhako you have to let the price increases very far then only you make some profit.

Both have pros and cons..ask yourself what the best for you.for me after having bad experience with luno where i almost lost my big capital there i become more suspicious about btc or alike.i better look for save investments that approve by govt.