Before we even do this, it's better for the govt to issue directives to banks to not approve any loans for ptptn debtors who don't clear their debts. Putting caller ringtone won't be effective, ppl will just use family members name to register new sim, but if they can't take loans, guarantee they will clear off their debts.

But then those who doing own online/pasar malam/dropship etc will still get away. Plus dont create more work for payroll la 😭

You try buy house cash without proper business registration and income tax filing see lhdn come knock your door or not. Plus how many % of those doing online business can afford to buy house cash...1%? Buy car cash also exceed certain amount will trigger lhdn la.