Best Motorcycle Loan, Aeon credit ?
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 Jul 29 2017, 12:35 PM, updated 9y ago
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#1
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Senior Member
2,911 posts Joined: Jun 2005 From: KL   
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Hi all ,
May I ask if Aeon credit's recognized retail price is higher than recommend Retail price from manufacturers ? For example the bike costs 35k but loan amount for Aeon is 38k. Is this the practice in the market ? Sorry new to this. Thanks ! This post has been edited by minde: Aug 7 2017, 12:21 PM |
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Jul 29 2017, 01:54 PM
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#2
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Senior Member
2,911 posts Joined: Jun 2005 From: KL
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QUOTE(Sadru @ Jul 29 2017, 12:39 PM) well... thats the interest add on your bike price from aeon. Ok make sense if included interest. So the base/principal loan will still be the same and aeon is infamous for high interest.  QUOTE(magnesium @ Jul 29 2017, 12:43 PM) i believe actually rrp is rm38k 35k is indeed the rpp inclusive of gst. Looking at z650rm35k is discounted price by shops This post has been edited by minde: Jul 29 2017, 01:56 PM |
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Jul 29 2017, 03:02 PM
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#3
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Senior Member
2,911 posts Joined: Jun 2005 From: KL
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QUOTE(chantakzee @ Jul 29 2017, 02:33 PM) Might be including on the road cost as well Just called them ... yes all insurance charges etc |
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Jul 31 2017, 11:46 AM
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#4
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Senior Member
2,911 posts Joined: Jun 2005 From: KL
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QUOTE(ZZR-Pilot @ Jul 31 2017, 11:41 AM) AEON allows some variation in the selling price by diff retailers, meaning they allow u to hutang a bit more to accommodate the various sticker prices at diff shops. agreed to take less. paying about 30-40% down payment. just i saw the list from the motorcycle shop is RM38k instead of RM35k.But hutang is still hutang. It doesn't mean extra free cash for u. Always aim for the least amount of hutang. Motor RM35k tapi kau sengaja balun hutang RM38k just because AEON lets you... then kau yg rugi, AEON yg untung. The RM38K include all the others like insurance, road tax etc. If add all up in cash price i think is RM37.5k. RM500 bucks for Aeon processing fee and all. May consider personal loan since less hassle with bike registration etc. This post has been edited by minde: Jul 31 2017, 11:47 AM |
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Jul 31 2017, 05:49 PM
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#5
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Senior Member
2,911 posts Joined: Jun 2005 From: KL
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QUOTE(haturaya @ Jul 31 2017, 12:35 PM) Loan for nothing - with interest sumo more. btw if aeon's profit rating for example is 0.4% per month. Do we just simple multiply 12 to get the effective annual rate? Exactly. Sometime, there's good personal loan promotion. Cheaper than AEON, less hassle. Pay slip, sign here & there, done. |
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Aug 1 2017, 09:45 PM
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#6
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Senior Member
2,911 posts Joined: Jun 2005 From: KL
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btw, what's the best company to take a motorcycle loan ? out of curiosity.
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Aug 7 2017, 12:28 PM
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#7
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Senior Member
2,911 posts Joined: Jun 2005 From: KL
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if you get motorcycle loan, is the bike registered under your name or the banks? is it difficult to sell the bike after ?
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Aug 9 2017, 05:23 PM
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#8
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Senior Member
2,911 posts Joined: Jun 2005 From: KL
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anyone had experience with BSNC leasing loan before? How's their service like. Interest rates seems low
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