AEON vs personal loan... do compare. Sometime it's cheaper to get personal loan, way cheaper if you're government staff.
Best Motorcycle Loan, Aeon credit ?
Best Motorcycle Loan, Aeon credit ?
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Jul 29 2017, 08:00 PM
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#1
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Elite
2,554 posts Joined: Jan 2003 |
AEON vs personal loan... do compare. Sometime it's cheaper to get personal loan, way cheaper if you're government staff.
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Jul 31 2017, 12:35 PM
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#2
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Elite
2,554 posts Joined: Jan 2003 |
QUOTE(ZZR-Pilot @ Jul 31 2017, 11:41 AM) AEON allows some variation in the selling price by diff retailers, meaning they allow u to hutang a bit more to accommodate the various sticker prices at diff shops. Loan for nothing - with interest sumo more. But hutang is still hutang. It doesn't mean extra free cash for u. Always aim for the least amount of hutang. Motor RM35k tapi kau sengaja balun hutang RM38k just because AEON lets you... then kau yg rugi, AEON yg untung. QUOTE(minde @ Jul 31 2017, 11:46 AM) agreed to take less. paying about 30-40% down payment. just i saw the list from the motorcycle shop is RM38k instead of RM35k. Exactly. Sometime, there's good personal loan promotion. Cheaper than AEON, less hassle. Pay slip, sign here & there, done.The RM38K include all the others like insurance, road tax etc. If add all up in cash price i think is RM37.5k. RM500 bucks for Aeon processing fee and all. May consider personal loan since less hassle with bike registration etc. |
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Aug 2 2017, 06:35 AM
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#3
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Elite
2,554 posts Joined: Jan 2003 |
QUOTE(minde @ Jul 31 2017, 05:49 PM) btw if aeon's profit rating for example is 0.4% per month. Do we just simple multiply 12 to get the effective annual rate? QUOTE(minde @ Aug 1 2017, 09:45 PM) Do shop around & compare. They have variable interest rates according to bike cc, special promotions, its not fix. |
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Aug 2 2017, 04:43 PM
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#4
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Elite
2,554 posts Joined: Jan 2003 |
I bought my scooter with my cc, 0% interest, but 18 months only. Truly interest free.
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Aug 7 2017, 08:18 PM
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#5
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Elite
2,554 posts Joined: Jan 2003 |
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Aug 20 2017, 01:01 PM
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#6
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Elite
2,554 posts Joined: Jan 2003 |
QUOTE(extrememech @ Aug 20 2017, 01:55 AM) Yup... Not joking...Hiap Aik Speed Motor Enterprise Sdn. Bhd. Bought Ego LC Fi for RM6k (on the road price) March 2015. Monthly RM333.33 per month for 18 months. I used my Maybank credit card. Any Maybank credit card can be used. Why pay RM6k cash straight away. Better to put it somewhere for short term return This post has been edited by haturaya: Aug 20 2017, 01:02 PM |
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Aug 20 2017, 07:26 PM
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#7
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Elite
2,554 posts Joined: Jan 2003 |
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Aug 21 2017, 06:43 AM
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#8
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Elite
2,554 posts Joined: Jan 2003 |
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