I seem to remember ths fellow who was quite actively defending empay in these threads. the one with the cartoon avatar.

wonder how's he feeling right now.

All these things are nonsense. There is little economic or financing to go about. If you own a share of whatever you buy into, you are entitled to a prospectus (which even a non-shareholder is able to get) and a look-see at their account books. If they cannot provide it to you, signed by a chartered accountant, with a named board of directors, it's a scam.