Actually, I agree with what he's saying, but I'll define it clearer. I think there are some good cops, too few who would bother. Almost all of them don't bother really. If you want that amount of money back, you're gonna be spending a lot of time, for a small amount... better just work a bit harder, earn back, and be a lot more careful in future.

Our cops are really useless, you'll be talking to a lot of people to find just 1 good cop who might settle it for you. Might need to pay him a bit extra too.